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I need to get a short term loan, possibly a pay day loan for at least $800.00. However, I would need longer than the standard two weeks to pay it back. Is there anywhere I could borrow $800 and pay it back over a 12 month period or at the very least have longer than two weeks to pay it back?

2006-10-25 09:18:15 · 8 answers · asked by strawberriesilove 2 in Business & Finance Credit

8 answers

DO NOT go to a payday loan for this. The interest and fees will kill you and almost double the loan.

Try your local bank or credit union. If all else fails, even a credit card will give you a better rate than a payday loan. Also, many CCs offer specials on cash advances, so if you have to go that route, attempt to find one with a nice intro rate. Keep in mind though, it will go up probably about 6-9 months for most cards.

2006-10-25 09:26:23 · answer #1 · answered by Sativa 4 · 0 0

get a credit card with 1 year 0% apr. It should be much better than the so-called pay day loan

2006-10-25 15:03:02 · answer #2 · answered by Anonymous · 0 0

the considerable to recovering your credit is making plans. it extremely is built from a super form of extremely some issues-- alongside with previous due and on-time money, defaults, available credit, interest checklist, taxes owed, leins, bankrupticies, etc, and something stated as your debt-to-income ratio that shows how lots you pay out each and each month vs. how lots you gets a commission. For the different debt, first request a replica of your credit checklist from Equifax. (do no longer use certainly one of those unfastened- on line scams-- you pick on your finished checklist with credit.) That way you would be attentive to the place you stand. study it and confirm it extremely is precise. Then, initiate plugging away at your debt. decreasing debt is the final thank you to advance your score. you will possibly be waiting to re-finance your pupil loans for an prolonged volume of time and decrease your money so which you will take care of them each and each month. which will help... additionally, save a minimum of one credit card which you pay off each and each month-- no count what. in case you are trying this for a minimum of a year, which will fairly help your score-- an outstanding history of on-time money. in case you could't get a widespread credit card, you may get a secured card and then handle it like a widespread card--- with a hundred% on-time charge. this way you improve your credit. the different taking part in cards, ensure that they do no longer seem to be maxed out or perhaps close... you ought to no longer use better than 50% of your credit decrease. boost an aggressive plan for paying off the different credit card sort debt-- in keeping with possibility even take out a consolidation loan. And, do away with maximum of your taking part in cards, particularly the dep. save taking part in cards. Your credit is likewise impacted via the quantity of taking part in cards you have-- fewer is greater useful than lots. lenders seem at how lots you would be waiting to cost in case you had to, so all those open debts which you do no longer even use injury you too. ultimate of luck!

2016-11-25 20:29:35 · answer #3 · answered by magoon 4 · 0 0

You can get short term loans at easypaydaymarket.Easy payday market provide loans for short term times and provide fast approval cash..
For more information you can visit www(dot)easypaydaymarket(dot)co(dot)uk

2013-09-16 21:57:07 · answer #4 · answered by Anonymous · 0 0

If you really have to have the money, get a 0% interest credit card.

You should definitely try a bank or even a mortgage company.

2006-10-25 10:02:48 · answer #5 · answered by Phoenix, Wise Guru 7 · 0 0

800.00 pay day loan will cost you total of 4,000 dollars...for 12 months.......

get credit card..........

not many places loan that low amount.........

a job can pay that in one month (parttime)

2006-10-25 09:27:12 · answer #6 · answered by cork 7 · 0 0

Don't know. But you can earn extra cash here....

http://www.freewebs.com/cashmail

2006-10-25 09:35:33 · answer #7 · answered by Anonymous · 0 0

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