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While at work my veh. was broken into while parked on company property, damage was done to the outside as well as my stereo being RIPPED out of the dash. I have not been allowed to park my vehicle in a more lit(work at night) area by the "Risk Manager", eventhough I informed him of my concerns when we began working in this area, over 6 months ago. Do I have a leg to stand on with trying to get my company to pay for the damages? THere are NO signs nor entries in the Policy Manuel stating that they are NOT responsible for damages incurred while on their property. Pleae help in Texas.

2006-10-22 12:16:40 · 9 answers · asked by ffmichellen 1 in Cars & Transportation Insurance & Registration

For any confusion, let me be clear....they DO require employees to park in a certain place that is not well lit or easy to keep an eye on from the building, and there IS better parking they do NOT allow employees to park in and have NOT issued a reason for this. They have been notified of many concerns by employees and have failed to do anything about it. And further update I have been informed by the Police Officer that took the report that due to them not posting any signs they can actually be liable for damages. Thanks for the input.

2006-10-22 19:12:08 · update #1

Okay thanks for all the answers, all appreciated BUT no need for anymore....just for information, in Texas YES, if a property owner does not post signs they CAN and ARE liable, also because the company did NOT repair lights they were responsible for they were held liable, AND they have paid for all repairs in FULL!

2006-10-25 17:57:46 · update #2

9 answers

i've seen this happen several times and the employer is not liable
for your damages

2006-10-22 23:57:37 · answer #1 · answered by Anonymous · 0 0

They won't be held liable. They don't have to have signs posted, it wouldn't matter. They just aren't. It sucks that the car was broken into, but it could have happened regardless of where you were parked- you're just on a tear about the fact that you have to park in a dark area, but there's no telling if this would have happened elsewhere on the lot. Your employer is not negligent, which is the standard of proof that you'd have to meet to make them pay.

If they are nice, they will help out, but they don't have to. Make a comprehensive claim with your insurance if you carry that coverage. That's what it's there for.

2006-10-23 19:11:49 · answer #2 · answered by Chris 5 · 0 0

If you requested parking in better lit area in writing and can produce that, you probably have a very good chance. Although if the employee agreement specifically states that they are not in anyway responsible for your vehicle, you may be out of luck.

A company i used to work for once paid an employee for repairs after the parking lot flooded and destroyed her car.

I guess the answer really is: I have no idea, call a lawyer.

2006-10-22 19:29:52 · answer #3 · answered by jay 7 · 0 1

If you have full coverage insurance, your loss will be covered under your insurance policy. No, by giving you a place to park your employer does not open himself to your loss. The signs you sometimes see are not required, but merely a courtesy reminder.

Added: As to your comment that a police officer told you the company was responsible...you can take that with a train load of salt. I run a towing company, and customers often tell me when picking up their impounded cars "But the arresting officer told me your tow fee would only be $25..." Police officers don't set my rates, nor do they set company policy as to parking.

2006-10-22 19:32:17 · answer #4 · answered by oklatom 7 · 0 0

No, I don't think you have any legal standing for a case against them. You would have to prove that they are the reason your car was broken into, but no judge is going to find them guilty. You are just as much risk, if not more, than parking your car at the mall or in your driveway. If you have comprehensive coverage on your insurance policy, that will cover all of the damages, but you have to pay your deductible before they pay. Filing a comprehensive claim will not increase your rates, and it will be easier than trying to deal with your employer to pay you for something they really have no reason to pay for to begin with.

2006-10-22 20:41:49 · answer #5 · answered by Rexy 3 · 1 0

They are NOT responsible for you or your car. They did not require you to park anywhere, they don't even require you to work there. They MAY help you though, if they have a big heart.

2006-10-22 21:51:56 · answer #6 · answered by Anonymous · 0 0

No, they are not responsible for any damages that occurred outside their building.

Either your homeowner's or renters insurance would kick in.

2006-10-24 00:59:16 · answer #7 · answered by PeppermintandPopcorn 3 · 0 0

Ask a lawyer.

2006-10-22 19:20:28 · answer #8 · answered by HULK RULES!! 7 · 0 1

You are probably out of luck...

2006-10-22 19:24:47 · answer #9 · answered by Anonymous · 0 0

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