2006-09-28 18:40:27 · 12 answers · asked by credit 1 in Business & Finance ➔ Credit
Are you kidding? College students with 0 income get credit cards.
If you haven't had some financial nightmare in the past credit cards are beyond easy to get.
2006-09-28 18:47:58 · answer #1 · answered by Aaron D 2 · 0⤊ 0⤋
A "secured" credit card works great for this.... Go to your local USBANK and ask about it.
It basically means you give the bank $1000 they then give you a credit card with a $1000 limit... you go shopping, and pay the credit card bill when it comes monthly like normal credit cards... The $1000 sits in the bank and does not get touched, that's where the title "secured" comes in.
(Do not do business with captial one or any bank associated with them) but thats a whole different story!!! TRUST ME !!
In a few months you have credit built up and you can ask for a higher line of credit. Aaaaaaaaaaah the credit cycle has now begun.... Good Luck and pay off your credit card debt EVERY month and life will be good !
Happy Friday!
: )
2006-09-29 04:02:26 · answer #2 · answered by Kitty 6 · 0⤊ 0⤋
Go to a major national bank like Wells Fargo, Bank of America, Citibank and tell them your like a secured credit card. Wells has a minimum of $300, for example.
After a year of on-time payments, it will no longer be secured.
Using major banks will help your credit FAR more than any other type of card. How to I know? I am the nation's #1 personal credit guru.
www.LearnAboutCredit.com
2006-09-28 19:50:24 · answer #3 · answered by supercreditguru 3 · 0⤊ 0⤋
I barely reach the $15,000.00 marking (since my bf works i have a p/t job just to have extra money hangin' around) and I was able to get a Credit Card through Capital One... it was a small limit of $500.00 and then after three months of showing I could pay and what not they bumped me to $750.00 and they are gonna bump me up again... so yeah try them! :) ... Umm... If you have MONEY like i think some are like a $200.00 fee (in which you will recieve back in time) and you can BUY a credit card. By BUYING into it you'll still EARN your credit, and you get that FEE back, and they do give you a credit line! :) Enjoy, hopefully this helped.
2006-09-28 18:50:19 · answer #4 · answered by sweetsuezq4u 3 · 0⤊ 0⤋
Sorry in Singapore you need to have min S$30,000 to get your own credit card.
2006-09-28 19:00:27 · answer #5 · answered by LS 3 · 0⤊ 0⤋
u might wanna state u cant apply in singapore lah
anyway u try istean card..i tink they had credit card.for less than 30k not sure
anyway thereis no way for you to apply for credit now..as most banks accept min 30k
wait for mas revise the scheme, understand ppl with less than 30k can apply for credit card.but of coz..the limit will be lower..
2006-09-28 19:32:52 · answer #6 · answered by dior babe 3 · 0⤊ 0⤋
yes you can,
there are many credit card service provider who can give you credit card without credit history.
offcourse they will charge for annual fee.
just search at yahoo or google.
goodluck
2006-09-28 18:57:17 · answer #7 · answered by ooowen 3 · 0⤊ 0⤋
i think there's a way.you have to deposit 10000 in the bank, then they will issue the credit card but no point right?? pls do not apply for credit card... you nightmare will begun........
2006-09-28 20:13:48 · answer #8 · answered by FiaFia 2 · 0⤊ 0⤋
your kidding, right? minimum is 12k a year
want to really save money? save 2k put it in an account with a debit card and pay yourself interest and if you can't pay it back no harm
once credit starts you get sucked in for life
2006-09-28 18:49:16 · answer #9 · answered by yars232c 6 · 0⤊ 1⤋
Get a cosigner
2006-09-28 18:50:56 · answer #10 · answered by Mark E 1 · 0⤊ 0⤋