i just found out that my husband was in a car accident hiting a cow on the way home from work he was doing the speed limit it was 55 i lve in salisbury n.c. we have four kids he's the only one that works this car was our only transportation we where still makeing payments on the car we knew tha our insurence had lapsed but he had to get to work in order to pay bills and we had to be able to go foodshopping for the kids we have really been haveing a bad year with bills and all i guess i would like to know what can we do does anyone out there have some honest answers i an really scared and need someone to talk to my husband still at the accident.please someone respond
2006-09-28 18:00:29 · 7 answers · asked by aloinnc 1 in Cars & Transportation ➔ Insurance & Registration
If the cow was in the road its the cows fault
Honestly its the cow's owners fault and he should pay for damages
get insurance back
2006-10-01 05:40:24 · answer #1 · answered by rockydriver22 5 · 0⤊ 0⤋
If you did not have insurance there is nothing you can do but try to get the car fixed. You can call the insurance to see if they extended your coverage beyond the cancellation to cover the lienholder. But that will only help if the lienholder is taking the vehicle from you because you didn't make payments. You can check though.
Advice on priorities is that after the mortgage, the utilities and food, and the car payment, insurance should be next on your list of necessary evils you pay religiously.
2006-09-29 04:42:22 · answer #2 · answered by Chris 5 · 0⤊ 0⤋
Just one thing to add to Chris' answer...don't flip, but if he injured or killed the cow it is likely someone's property and you will have to pay for that, too. Find out where this happened and if the cow was supposed to be there...meaning was he driving on someone's property or was the cow loose and roaming...
2006-09-29 11:21:56 · answer #3 · answered by Pieandchips 3 · 0⤊ 0⤋
Do you have Comprehensive coverage on your insurance policy. If so, you will be covered. You will pay your deductible and they will pay the rest.
If you don't have rental coverage, you will be out of a car (or out of pocket) until the vehicle is repaired.
2006-09-29 10:05:33 · answer #4 · answered by Anonymous · 0⤊ 0⤋
There is only one thing to do refinance the house so that you can catch up on the bills and you will be OK.
2006-09-29 09:39:54 · answer #5 · answered by James Henderson 2 · 0⤊ 0⤋
\u should to claims with full data honestly
2006-09-29 01:12:19 · answer #6 · answered by vijay00022003 2 · 0⤊ 0⤋
you are shafted
2006-09-29 04:26:36 · answer #7 · answered by Anonymous · 0⤊ 0⤋