Are Credit Repair kits worth the money? Do they help raise your credit score?

Question

Thinkin about purchasing Suze Ormans credit repair kit.

Answer 1

one word SCAM!!!!!

Answer 2

Suze has a great reputation so her products are worth the try. But your best bet is to pay your bill on time try to work with collection and stay on the payment and dont buy items you dont NEED and cannot afford. If you can pay more than the minimum do that especially on your credit cards bill you owe less(against Suze's idea. she thinks you should pay more on the card with higher interest). Within a year you will be amazed how far you been.

Answer 3

there are a form of belongings you opt to do. initially do not ignore that paying them off received't help your credit. Having them paid modern will. you desire get each and every thing modern, up as a lot as now. make confident that 2/3 rds of your obtainable credit strains are paid, yet do not pay all of it off. In different words in case your credit line is $one thousand, keep your stability round $three hundred. in case you try this and then stay modern, no lates in any respect, for 6 months your credit will strengthen. lenders opt to be certain that you've obtainable credit with a stability. in case you retain each and every thing paid off, lenders see that they could't make money off you through interest. in the journey that they could't make money off you, your score suffers and your credit disappears. you could dispute products on your record even if it seldom outcomes your credit. you could upload a note on your credit record explaining the concern which include laid off, etc. exhibiting you had a situation and then took care of the concern is an outstanding. the authentic secret's pay on time, each and every time, and under no circumstances use more beneficial than 40% of your obtainable credit. 6 months of paid on time will strengthen the score and builds.

Answer 4

I like Suze Orman but I doubt her kit will help you any. If you really want some tips, edit your question, and I will give you some.

Answer 5

Everything you can legally do to improve your credit, you can do without the repair kit. When you buy the kit, you are paying for advice. Most of the advice is available on-line at no charge.

Answer 6

There are a few worth it, but most are garbage. Guerrlilla Credit on EBay by Ms. Thomas is good, I have used it, but you can do A LOT of legal repair by yourself. It takes research. DO research on the internet and even better, at your local library. It will take time, but you will be suprised at how much you can do on your own.

Answer 7

I agree with Steven, you can save that money and get the same - and much more - information for free.

Do some reading in the site I've listed. Start in the newbie forum and then in the credit forum.

Answer 8

I would think this would be unwise, if you already have money problems. Go to your local Consumer Credit Counseling. They will help you get your bills paid off and not cost you a lot. They are great to work with.

Answer 9

I’m in the mortgage business and send all my clients with
Credit issues to this Lexington Law. They do wonders making all kinds
of things come off the their credit reports.

Try them out they are Awesome!



http://www.lexingtonlaw.com/Home.php?tid=662.0.5859

Answer 10

all credit strategies work ONLY if you are willing to stick to the rules they say to follow. too many people get their credit fixed then ignore the rules and start spending again and get deeper into trouble

Answer 11

heres a free one> http://ebooks.interkeys.com/money/repair_credit1

dont bother wasting money on them, you can get the info there