2006-09-28 03:20:08 · 5 answers · asked by kiki68 1 in Business & Finance ➔ Credit
Borrow from your mom. Nobody else will deal with you.
2006-09-28 03:21:53 · answer #1 · answered by Jim 5 · 0⤊ 0⤋
You might need to meet with a credit counselor. Getting a $30k loan with bad credit is not a good idea. All you do is consolidate several bad accounts into one bad or even worse account.
A credit counselor can help you with one consolidated payment that actually helps you eliminate debt within 3-5 years. This is without qualifying for a loan. In addition, your payment and interest are typically lower than what you likely are facing right now.
If you contact a credit counselor, make sure that the agency has a satisfactory rating with the Better Business Bureau. Here is a directory of local agencies by state:
2006-09-28 03:24:09 · answer #2 · answered by Anonymous · 1⤊ 0⤋
You need to really call a credit counselor and ask them for advice. Really you do and they can help you especially with stopping all the interest from accruing every month, but you need to develop a plan to pay this off asap and do not get a credit card again until you learn how to respect credit and its use.
2006-09-28 03:26:36 · answer #3 · answered by Rooster 1972 5 · 0⤊ 0⤋
If you're truly having major issues, a credit counselor is what you need. Normally I wouldnt reccomend them, becuase they do ding your score while you're in them, but when you're that far in debt you dont have a lot of options.
You wont be ablet to get a 30K, unsecured loan-- even with good credit that would be hard.
2006-09-28 04:47:26 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Go to a credit counselor...you might have to think about bankruptcy at this point. Good luck.
2006-09-28 03:27:06 · answer #5 · answered by Barbiq 6 · 0⤊ 0⤋
yes.....consolidate your debts into one and pay one bills monthly
Ways to Consolidate Debt
http://www.debt-explained.com/category/Ways-to-Consolidate-Debt.html
2006-09-29 01:15:49 · answer #6 · answered by men t 2 · 0⤊ 0⤋