If a person has bad credit in the states and they move to Canada does it follow them ?

Question

if you have a history of bad credit while living in the united states does it effect you if you were to move to another country?

Answer 1

The question is very valid. It is more than likely that since you do not have a canadian identification number, the bad credit of which you speak, does NOT follow you into Canada.

However, if you aren't able to become a Canadian citizen, obtain a Canadian identification number, or find a Canadian employer willing to hire you in Canada, how exactly do you plan to become listed in their credit bureau database?

Admittedly, you asked a very good question, but your "creative solution" to your credit woes is a bit extreme, farfetched, and to the say the very least, cowardly.

"Fixing" your credit requires time, organizational skills, basic math, as well as a basic command of the English language. It also requires you to change your behavior which has manifested intself into your habits, your character, your life, and now your credit report.

Newsflash: Utopia only exists in Walgreen's commercials.

And moving to Canada may provide "temporary" relief, but you must deal with your character before you can MOVE AHEAD with your life and MOVE PAST your moth-eaten credit report.

Everyone is looking for an "expedient" solution to their credit woes. Well guess what? The solution requires that you pay the coffers with TIME and MONEY. And no credit repair company I have seen on the internet on in the Yellow Pages can manufacture either.

And therein lies the paradox.

Finally, you should ask yourself a very tough question,

"What does moving to another country to avoid the financial obligations I have created say about my character and the kind of person I am?".

I will let you discuss this amongst yourself.

Answer 2

i'm particular you're obligated to provide a heritage of varieties and with in the present day's digital technologies i'm particular that is going to capture up. There are some businesses that look previous weak credit heritage and that i'm particular for an extreme value they are going to accommodate a private loan request.

Answer 3

probably not, when you start getting bad credit in Canada you move back to the US, your credit is still bad ..then what ?

Answer 4

I dont think they do try and get credit for Canada

Answer 5

Hiding your bad credit is only half the problem. My guess would be that you don't have any GOOD credit either, and that is worse.

Answer 6

Another way to find out is ask someone from Canada or ask the reporting agencies, I think they track only U.S. citizens

Answer 7

sure does Canada would like to see references to give credit

Answer 8

canada has their own credit reporting companies the US scores are not reflecting on these reports nor does the canadian information reflect on the american files

Answer 9

No, it shouldn't unless you apply for credit through a company that checks with U.S. credit reporting agencies. (hint: if you don't have to give your U.S. Social Security number, you should be fine)

Answer 10

checks are made from your last three addresses in the US