I dont owe no companys any money how do i get my beacon score up
2006-09-25 15:50:34 · 7 answers · asked by markpaden2006 1 in Business & Finance ➔ Credit
If you don't owe money and don't have any defaults or foreclosures or bankruptcy's, you should be able to bring it up by keeping credit clean. I'd ask why it is low, if you feel that it is in error, and find out how to elevate it.
2006-09-25 15:58:14 · answer #1 · answered by MadforMAC 7 · 0⤊ 0⤋
You need to USE the credit and establish on time payments!
Keep all borrowing below 50% of the available credit.
Do NOT Max out card and pay entire balance at end of month this could look like you are overdrawn every month.
Most companies report to the agencies on the 1st and the 15th.
2006-09-25 16:30:55 · answer #2 · answered by Paul s 1 · 0⤊ 0⤋
There is no quick fix.
Buy something on credit and pay for it in a timely manner. The beacon score goes up over time if you show responsibility and pay your bills.
2006-09-25 16:08:33 · answer #3 · answered by majajarany 2 · 0⤊ 0⤋
gtofinance's answer is the only first rate one right here! and also you've discovered out between the large blunders i have been attempting to inform human beings about! by no skill pay an late or can charge off till you get the creditor to agree, IN WRITING to get rid of the unfavourable innovations out of your credit status. lenders do not care about you or your credit...they only favor their money. at the same time as they have it, you'll locate it somewhat complicated to get them to fix your credit. If the innovations is "honest and precise" there is no thanks to get it bumped off. There are only 2 techniques that you'll change/delete a unfavourable list on your credit. a million) The creditor ought to delete it 2) The creditor fails to respond to a dispute analyze from the credit bureau. So at this aspect you're stuck attempting to sweet talk the creditor into eliminating it. try again to describe to them that it changed into an truthful blunders, and once discovered you paid the debt. in case you try chatting with a common customer rep they're going to easily allow you to recognize they could't do it. Ask to confer with a manager. in the experience that they easily refuse to do it, deliver a dispute letter to the credit bureau and want that they don't respond to the analyze. it truly is the most efficient thanks to get innovations bumped off, in spite of the indisputable fact that it really isn't any longer guaranteed.
2016-11-24 19:13:58 · answer #4 · answered by orum 4 · 0⤊ 0⤋
How to Clean Up Credit Report
http://www.debt-loan-refinance-mortgage-credit.com/category/How-to-Clean-Up-Credit-Report.html
2006-09-26 00:55:44 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Pay all your bills on time or before the payment is due.
2006-09-26 08:51:40 · answer #6 · answered by Steve R 6 · 0⤊ 0⤋
if you'r clean with no debts, why worry..?
2006-09-25 17:47:57 · answer #7 · answered by Anonymous · 0⤊ 0⤋