I just got my first speeding ticket... doing 74 in a 65... its my first.. how badly can I expect it to affect my insurance?
2006-09-25 12:41:08 · 9 answers · asked by ME 2 in Cars & Transportation ➔ Insurance & Registration
Fight it...never pay a speeding ticket outright, especially one that low. First, examine your ticket for any errors: car make, location, name, etc. These errors will ensure a ticket dismissal.
Next, establish by what means the officer determined you were speeding. Was it by sight, radar, etc.? None of these devices are 100% accurate and often these units are not calibrated as often as suggested by the manufacture. If the officer clocked you by radar s/he will need to prove to the court that the unit is fully compliant with regulations.
If s/he was following you, perhaps you received your ticket at night and you can argue that the officer misjudged your speed. When was the officer's last eye exam...was it within the past 6 months????
All in all, it will never come to this. The court knows the drill and knows your defense before spoken. If it is your first offense and you were not doing some outrageous speed of 110 MPH in a 25 MPH zone--I guarantee you will get off with NOTHING...no fine, no record, no insurance hike. I'll buy you dinner if I'm wrong.
BUT, to answer your question...your insurance will not go up because (if guilty) you will only receive between 2-4 points and you will grin and bear the State offered defensive driving course, which will nullify your points and back to zero you go!
2006-09-26 06:54:52 · answer #1 · answered by LUCKY3 6 · 3⤊ 1⤋
My insurance never found out about any of my tickets
27 over the limit
23 over the limit
55 over the limit
2006-09-25 12:44:28 · answer #2 · answered by Dennis K 4 · 0⤊ 0⤋
In Arkansas if you take a defensive driving course within a certain period of time it won't affect your insurance at all.
2006-09-25 12:42:21 · answer #3 · answered by Elizabeth L 5 · 1⤊ 0⤋
It can raise your rates. What you can do is go to court, plead guilty, and ask the judge to let you attend traffic school to erase the ticket from your record.
2006-09-25 12:42:26 · answer #4 · answered by chrstnwrtr 7 · 0⤊ 0⤋
If you over thirty, you should only lose 10%.. If you young, it could put you into high risk : LOTs!!!!! Unless you give them a reason to check your record, (like an accident) they probably want check it for a while.
2006-09-25 12:48:12 · answer #5 · answered by Anonymous · 0⤊ 0⤋
If you are male, it will affect your insurance premium alot.
2006-09-25 12:43:02 · answer #6 · answered by Madonna1 2 · 0⤊ 0⤋
Would be interested in knowing more about this too
2016-08-08 15:51:49 · answer #7 · answered by Anonymous · 0⤊ 0⤋
so happy that I found this topic already answered! its like you've read my mind!
2016-08-23 07:35:22 · answer #8 · answered by Anonymous · 0⤊ 0⤋
500% increase.
(ha!)
2006-09-25 13:51:42 · answer #9 · answered by Anonymous · 0⤊ 0⤋