Is it illegal for one person to have more than one Medicare Supplement Medical Plan?

Answer 1

Sometimes persuasive salesman do sell older people unnecessary policies and in the state I live in, this is illegal. It is also illegal in my state for insurance sales people to try to sell someone a Medicare supplemental policy when they already have a policy for this coverage. Also, in our state, benefits and definitions of these supplement insurance policies are standardized and so it is very easy for consumers to "comparison shop" to get the policy that best fits their needs and pocketbooks.

Whether it is "illegal" or not to have more than one of these policies is going to depend on the law in your state. Whether more than one of these insurance policies is needed is going to depend on what is covered in each policy and what your state insurance rules are. You could call your state's Insurance Commissioner's office and find out if this is the situation in your state.

One other helpful place to call would be your Area Agency on Aging. There are many peculiarities about Medicare and supplemental insurance policies --some of the terms and language can be difficult to decipher. The Area Agency on Aging serving your county has experts that deal with Medicare and consumer-related issues like this one every day. They know how to explain things in ways that seniors and caregivers can understand, they aren't selling anything, plus they know what the "scoop" is on issues affecting seniors where you live and the changes that are still happening with Medicare Part D in your state. They also work closely with officials with the state insurance officie.

If you live in the United States or one of the territories, there is an Area Agency on Aging serving your area. You can call toll-free 1-800-677-1116 to find how to contact the one serving you.

If you do contact your local Area Agency on Aging and like the help that they give you, let your local county officials and your folks in Congress know. Area Agencies on Aging are funded under the Older Americans Act and they don't have big budgets for advertising and certainly don't have budgets that support campaign contributions!

Hope this helps! Best wishes!

Answer 2

i guess if there are two people in the house they may have different medicare plans to fit there medicare money.

Answer 3

Yes - and I suprise that the goverment have not found out and tell you to cancel one of them!@