i got my first speeding ticket yestarday and i don't know if i should go to cout or should i just pay it?
2006-09-10 03:17:19 · 16 answers · asked by EVY 3 in Cars & Transportation ➔ Insurance & Registration
cop gave me the option to pay by mail and also gave me a court date and the ticket was out of my home state it was by redar
2006-09-10 03:41:11 · update #1
Any moving violation (speeding, running a red light, driving under the influence, etc) goes on your insurance record, assuming you do get convicted of the violation. Depending on the state where you live, it will show up as "points" on your driver's license, and will remain there for 3 to 7 years (subsequent violations will result in even more points, more time, and possibly the loss of your license).
If you feel that you can win in court, then by all means go and defend yourself. Were you "clocked" by radar, or by VASCAR? Were you on a lonely stretch of road, or were there lots of other cars around when you were "busted"? I don't know your situation at all, but if you feel that the cop who issued the ticket was in error, you might just win the case (there's also the chance--however slim--that the cop will be unavailable on the day of your court appearance. If he doesn't show, the case is dismissed).
If you do plead guilty/pay the fine, remember that your insurance rates will go up. By how much, and for how long, will vary depending on your age, your insurance company, the state you live in, and other stuff. It may be worth paying an attorney a "consult fee" of maybe $50, to see whether it would be worth your while to "fight it".
Oh, and slow down next time. :)
2006-09-10 03:32:43 · answer #1 · answered by jvsconsulting 4 · 0⤊ 0⤋
usually your first offense you might get probation or be ordered to go to driving school. usually your driving record is run every 3 years by your insurance company so if your insurance company just run it they may not know about the ticket until the next time they run your DMV report. I guess the question is how much time or money do you have to devote to this. If it requires taking time off and driving to a courthouse to spend a half a day to hope you might get off lucky or just pay it and it will be on your record for 7 years (at least in my state)
2006-09-10 06:24:43 · answer #2 · answered by Nicole 1 · 0⤊ 0⤋
If you can't prove that you weren't speeding, going to court won't really help you.
It's usually best to just pay it.
If you were out of state (not the state on your license) it shouldn't add points or be sent to your insurance company.
If it was your home state, either way, if you pay now, or go to court and are found gulity, it will definitely go to the insurance company.
The only benefit of going to court (depending where this is) would be that the judge might reduce the fine.
2006-09-10 03:27:19 · answer #3 · answered by morethanfacevalue 3 · 0⤊ 0⤋
You can send it away to gain some time. It usually takes a few months to get a court date. Sometimes (this happened to me) you will never hear back again.... That is if you need some time to come up with the money.... Otherwise, yes it will go on your insurance, but if it's a first I don't think much will happen. That depends greatly on which state you are in and on your insurance carrier.....Slow down lil lady! Lol!!!
2006-09-10 03:22:41 · answer #4 · answered by CC Top 3 · 0⤊ 0⤋
no a speeding ticket doesn't go on your insurance record but you have to declare if you have points on your license when you apply for insurance on a vehicle otherwise insurance could be void in the event of a claim by not declaring it. I think this only applies in the uk not sure about other countries.
2006-09-10 05:56:36 · answer #5 · answered by marksparxx 1 · 0⤊ 0⤋
it goes on your insurance record, but you may be able to avoid this by going back to driving school for a few hours. pay the ticket and ask the judge. p.s. you should go to court but not contest the ticket to do this.
2006-09-10 03:25:24 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Your lawyer will probably be more expensive than the ticket and if/when you lose, you'll end up paying the ticket anyway. And yes, it does go on your insurance record. Sorry.
2006-09-10 03:19:36 · answer #7 · answered by Audio God™ 6 · 0⤊ 0⤋
If you're found guilty in court or pay it, it will go on your record, and if your insurance company checks your record with the DMV, they will know about it. The policy may be affected by this change in your risk.
2006-09-10 12:01:24 · answer #8 · answered by Chris 5 · 0⤊ 0⤋
If it's your first ticket they often allow you to go to driving school and once you have completed driving school it does not go on your record so your insurance company won't know about it. If you simply pay it, it does go on your driving record and your insurance rates will likely go up.
2006-09-10 03:22:56 · answer #9 · answered by ChemGeek 4 · 0⤊ 0⤋
Are you guilty? If so, just pay it. And yes, your insurance co. already has the information about your ticket.
2006-09-10 05:07:20 · answer #10 · answered by Anonymous · 0⤊ 0⤋