I have a loan that I want to get refinanced. The company is horrible. My credit isn't good and I am struggling to pay it. I need a lower interest rate. Can anyone suggest a place that might refinance me? I'm not a homeowner. But I do have job stability and make ok money. I am trying to clean up my credit and want to make good on this loan. Any suggestions would be greatly appreciated.
2006-08-14 16:09:42 · 8 answers · asked by Anonymous in Business & Finance ➔ Credit
Thanks for the replies. I know what to do as far as cleaning up my credit. Right now I need a way to get a personal loan refinanced. The company I have it with is horrible and harass me. My credit union and bank (I have both) will not finance me.
2006-08-14 16:42:20 · update #1
I am not asking to be lectured here. I am making my payments, some late. This company is notorious for bad customer service. So don't lecture me like I am an idiot. (Tony) response. I am trying to make good. If you cannot answer my question without berating me. Then dont reply at all.
2006-08-14 17:19:46 · update #2
www.daveramsey.com\
Good Luck
2006-08-14 16:13:22 · answer #1 · answered by snvffy 7 · 0⤊ 0⤋
1
2016-09-28 09:16:17 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Let me guess, they are harassing you because your not paying?
The reason your paying the high interest rate is because your credit is horrible and you have to offset the cost of the collectors who have to get a monthly payment from you.
Everyone who pays their bills on time never get calls from their lenders. In addition they also receive lower rates. They are hounded with lower rate offers.
Try paying on time and see what happens.
2006-08-14 17:12:09 · answer #3 · answered by tony 2 · 0⤊ 0⤋
Find a credit union in your area. If you have a military vet in your family, I recommend USAA.
2006-08-14 16:15:53 · answer #4 · answered by a41xblj 4 · 0⤊ 0⤋
Yes it is read some loan tips and articles on this site
2006-08-14 16:14:33 · answer #5 · answered by Elite female 3 · 0⤊ 0⤋
just for the record, this is not me.
but good luck, girlfriend. sounds like you're doing the right things. have you tried your bank?
2006-08-14 16:17:40 · answer #6 · answered by Tara 3 · 0⤊ 0⤋
Maybe it's good
2016-07-27 07:06:30 · answer #7 · answered by ? 3 · 0⤊ 0⤋
Hurrah, that's what I was searching for! Thanks op of this question.
2016-08-23 04:21:44 · answer #8 · answered by Anonymous · 0⤊ 0⤋