2006-08-14 10:58:27 · 12 answers · asked by Anonymous in Pregnancy & Parenting ➔ Other - Pregnancy & Parenting
DEPENDS ON THE COMPANY & THEIR POLICIES. BETTER ASK
2006-08-14 11:05:38 · answer #1 · answered by ? 6 · 1⤊ 0⤋
It should. It's illegal to consider pregnancy a pre-existing condition. Even if she was previously uninsured, she should be covered.
Tell her to check her policy carefully and/or talk with her Human Resources Director. Some companies offer insurance which excludes maternity coverage. If this is the case, she won't be covered.
2006-08-14 14:44:02 · answer #2 · answered by brevejunkie 7 · 0⤊ 0⤋
You would have to check with the insurance company itself..,its not considered a pre-existing condition but some insurance companies have found a way around that with time limits..,ie have to have insurance for 3-6 months before they cover it.Good luck and congradulations.If you are afraid of them finding out before you do..,just call them and let them know what plan/policy you have but dont give them names or your policy number.
2006-08-14 11:11:35 · answer #3 · answered by halfbright 5 · 0⤊ 0⤋
check with the insurance. I know some people that can't get coverage for their pregnancy, it's classified as a pre-existing condition. One woman had to postpone moving to a new state until after she delivers, because her husband's insurance will not cover her, she still has insurance until she delivers with her company.
2006-08-14 11:19:49 · answer #4 · answered by Ericka K 3 · 1⤊ 0⤋
Most jobs will not start insurance coverage until you have been with them for three months. You may be able to purchase interim coverage from COBRA... have your wife get the form from her previous job. You can also get emergency Medi-cal that will cover any pregnancy related doctor visits that she needs to attend while awaiting coverage from her new job.
2006-08-14 11:03:23 · answer #5 · answered by dolphin mama 5 · 1⤊ 0⤋
It depends....some insurance's you have to be employed a full year before they cover an OB/women's stuff and other's you have to be employed for 90 days for the insurance to kick in. Make sure she asks this question ASAP!!
2006-08-14 11:07:14 · answer #6 · answered by Mom of One in Wisconsin 6 · 1⤊ 0⤋
some policies will exclude "pre-existing conditions" HOWEVER, if she went directly from one employer to another with NO LAPSE in her insurance coverage, she will be asked to provide a certificate of insurance proof from her prior policy... that will state what her coverage dates were... IF SHE CAN PROVE that there was no lapse, it probably WILL be covered! if not, probably no coverage due to the pre-existing condition clause.
2006-08-14 11:34:00 · answer #7 · answered by JayneDoe 5 · 0⤊ 0⤋
Probably not, If your income is low, check into medicaid for your wife. Just check into your local community services. Don't feel bad either, we all need a little help once in a while.
2006-08-14 11:57:48 · answer #8 · answered by curious 2 · 0⤊ 0⤋
She would need to ask her new employer if the insurance will cover it or not.
2006-08-14 11:29:44 · answer #9 · answered by Coast2CoastChat.com 5 · 0⤊ 0⤋
it is depending on where you are coming from...best is to check with the insurance company.....there are just too many clauses and conditions but generally no.
2006-08-14 11:06:03 · answer #10 · answered by waterdancer 4 · 1⤊ 0⤋
yes it's not a pre existing condition
2006-08-14 11:02:39 · answer #11 · answered by _mommyof2_ 3 · 1⤊ 0⤋