I filed bankruptcy in 1999 and since then have really tried to get my bills payed on time to reestablish my credit. I have had this credit card for 3 years and was never late. This month was crazy and I somehow forgot. Is this that big of a deal as far as my credit rating?
2006-08-06 16:51:59 · 6 answers · asked by misty_28 2 in Business & Finance ➔ Credit
It will report after 30 days. Just be aware of the late fee
2006-08-06 17:05:54 · answer #1 · answered by Rafael R 2 · 3⤊ 1⤋
If you have a good track record with this company, call them up and ask if they can waive the fee and forgive your lateness. It has happened to me and I was told they will do it one time as a gesture of good will. Just tell the truth--life went crazy and you forgot to mail it on time. Be apologetic and kind.
2006-08-06 17:04:04 · answer #2 · answered by misslabeled 7 · 0⤊ 0⤋
Late payments aren't typically reported unless it's over 30 days past due.
2006-08-06 17:03:18 · answer #3 · answered by Jesse 4 · 0⤊ 0⤋
they ususlally give you a period of grace.especially if this is the first time it was late. i wouldnt worry about it. i think the grace period is about ten days. not a good habit to ge into but 4 days is nothing to sweat about.
2006-08-06 16:56:22 · answer #4 · answered by Justme 4 · 0⤊ 0⤋
No. But I hope you don't have to pay a late fee, which can be around $25.00.
2006-08-06 16:55:54 · answer #5 · answered by goldielocks123 4 · 0⤊ 0⤋
A one off mistake won't do you any good, but it's unlikely to do you much harm either.#
In other words, no it's not a big deal.
2006-08-06 16:56:10 · answer #6 · answered by UKJess 4 · 0⤊ 0⤋