how do i stop a bill collector from calling me,because they want to talk to my daughter,without giving her #?

Question

i think someone stole her ID in the pass, and now some collection agency picked up the contract. My daughter had a job where she was making over 60k a year. she just had twin girls last month.she lives in carrollton/dallas tx area. the house they live in cost 480k, just got a brand new LEXUS, and he has a porsche 911
she is not the kind of person who would just run up a $3500 bill plus interest and forget about it. i haven't told my daughter about it
to this point as i just got some of the information myself. these people call me around 7:10am,noon, 4:30pm,and around 8:45pm.
they call weekends also. i told them that my daughter did not live here and they don't care. they said my phone # was what they had for a contact. i don't believe that as you can go on the internet and find a persons phone #. I just want them to stop calling my wife and me all the time. i will inform my daughter also.

Answer 1

Yeah first I'd tell my daughter about it - like you said so maybe she can take care of it. Secondly I'd tell them that she doesn't live there and that you're contacting the police if they call you even once more as you're being harassed. Third - really call the police and let them know that you are receiving these harassing phone calls. They have no right to call your home and bother you since your daughter does not live there nor share that phone number. The police can start a tap/trace on your phone and then they can help get rid of the problem - perhaps even help you build a lawsuit against the company! Good luck.

Answer 2

Do inform your daughter as you stated.

Second, next call, do not divulge any information, they are in violation of Consumer Credit Protection Laws, that they are divulging amounts owed, etc. to a party not signed on the account. Legally they can only call and leave a message for her, but you can still state Do Not Call Anymore (90% of the time it, they don't abide by this). So you send a cease and desist letter to the company, CC to yourself. Contact your Attorney General's Office, they will also file your complaint against the company.

Answer 3

You do need to speak with your daughter about this.

I think Texas is a one party taping state. Which means you can tape the phone calls without telling them you are doing that. I would suggest you check your state laws to be sure before you do decide to tape them.

Also, if you have caller ID, take pictures of it every time they call. (especially when they call at 7:10am)

It is against the FDCPA for them to talk to you about your daughters debt. They can call and ask for her, as long as you let them, but they CANNOT discuss the debt with you. Next time they talk about your daughters debt with you "Get it on tape"

They are violating yours and your daughters rights. Yours by calling outside of the legal calling times, your daughters by talking to a 3rd party about the debt.

Next time they call, ask them for their address and tell them to never call you again. Follow it up with a letter. Then if they do call again, tell them they are in violation.

If you are feeling feisty, set the phone down next to the tv and put the channel on some annoying show, blow a whistle in their ear, babble into the phone in your best childlike voice etc lol.

Answer 4

There is always the chance that a bill was forgotten. It is best to check with your daughter first - and then let her handle it.

If someone has used identity theft on your daughter, she needs to act now before someone completely ruins her debt.

The bill collectors will continue to call until this matter is addressed. If you don't have a telephone answering machine, then I suggest that you get one - and you might want to consider caller ID as well.

Good Luck!

Answer 5

Creditors do have the right to call you if that is the only number they have. Its not fair I know. But you can have the calling stopped by writing them a letter and requesting that they discontinue calling your home. It has to be in writing though, not just calling. Then if they do call afterwards they are breaking the law and you can file charges on them. I went thru this for many months and told them do not call, they kept calling, cussed me out, the girl who i talked to was very rude to me and told me the only thing i could do to stop their calling was write them requesting that they stop. I sent them a letter, but sent it registered mail with receipt requested. I have not gotten a call from them since.

Answer 6

Try talking with your daughter first, and having her call them. She may have forgotten about something - it is possible....OR ask to speak to a customer service manager and tell them to remove your phone number from their files. Tell them they have the wrong number for your daughter, and that she doesn't live there anymore.

If that doesn't work, have you thought about changing your phone number and making it unlisted? Maybe the calls would stop if they didn't have a number to reach her.

Answer 7

Do you have caller ID? If so, when they call, write down the number. Report it to an authority.
This needs to be sorted because if it is a scam, they will keep calling you and other people.
Get to the bottom of it and TELL YOUR DAUGHTER.

Answer 8

Next time a collector calls, inform them that your daughter does not live with you and it is harrassment for them to call . Tell them if they want her, they can find her. She is a grown woman and not your responsibility.
Also, give them a hard time. Esp. if they mispronounce her last name. As I did earlier. A caller wanted Mr. xxxx, and I told the truth, Mr. xxx does not live here.

Answer 9

Tell them they have the wrong number. Ask to speak to the supervisor and tell them not to call you again. Inform them that you will be filing a harassment charge against them and will be recording any future calls. They have been put on notice and should desist.

Answer 10

Put your number on the National Do Not Call Registry. Tell the caller you are registered on the "Do Not Call" list and if they call again you will report them.