2006-07-04 13:56:53 · 4 answers · asked by Jeffrey S 1 in Business & Finance ➔ Credit
Ack - I hope lelekid4ever doesn't go work for Fair Isaac lol
Inquiry hits don't seem to have any "set" points. But they do seem to generally run from somewhere between 2 to 7 for a hard inq.
The inq's stay on your reports for 2 years, and they start to lose their effect around 6 months. They have no effect after 1 year.
2006-07-04 21:49:57 · answer #1 · answered by echo 7 · 0⤊ 0⤋
For revolving credit inquiries: -10.
For Instant revolving credit {Store credit cards} -15-20 depends on the credit bureau.
Multiple loan inquiries done the same day: -10 but will count as only one.
All inquiries will stay on your credit reports for a period of 2-years.
2006-07-04 15:56:35 · answer #2 · answered by lelekid4ever 5 · 0⤊ 0⤋
There's no set number of points; I think how heavily inquiries are weighed depends on your unique set of factors. I have seen a hard hit do as little as a few points damage up to over 20.
2006-07-05 09:55:26 · answer #3 · answered by mockingbird 7 · 0⤊ 0⤋
yer coke is better then pepsi
2006-07-04 14:28:28 · answer #4 · answered by jackpack 3 · 0⤊ 0⤋