2006-07-04 07:21:33 · 9 answers · asked by donknutson_2000 2 in Business & Finance ➔ Insurance
Your primary personal auto insurance will carry over to a rental vehicle, but only the coverages you currently carry on your policy. If you have liability only then you would not have physical damage coverage for the rental car. If you carry full coverage then the physical damage coverage will carry over to the rental. Every insurance company is different and it would also depend if you have "standard" or "non standard" (high risk) insurance. Check with your agent for the details.
2006-07-04 13:40:17 · answer #1 · answered by Badkitty 7 · 0⤊ 0⤋
It depends. If your car is in the shop, then the rental is a "temporary substitute vehicle", and in most states would have the same coverage as the vehicle it's substituting for. If you're on vacation, in most states your liability section would carry over onto your rental car, IF YOU ARE THE POLICY HOLDER OR SPOUSE (not for a child or household member!), but the comprehensive doesn't.
You should ask your agent to be sure, as policies vary regarding the wording on coverages.
2006-07-04 23:32:23 · answer #2 · answered by Anonymous 7 · 0⤊ 0⤋
It depends on your individual policy. You'd have to check to see if you have this coverage with your policy. Remember, insurance follows the car, NOT the individual driver. Also, be sure your limits of liability are high enough.
2006-07-04 11:34:18 · answer #3 · answered by Anonymous · 0⤊ 0⤋
An important concept in auto insurance is that it follows the car on which it is written. Your insurance would be secondary (Excess) to the coverage on the car you rent.
If they have no coverage, then yours kicks in.
P.S. They won't tell you if you don't ask.
2006-07-04 09:00:04 · answer #4 · answered by C R 3 · 0⤊ 0⤋
It depends on the policy you have with the company. It is not automatic; coverage for rental cars is an extra purchase.
2006-07-04 07:26:24 · answer #5 · answered by Deborah T 2 · 0⤊ 0⤋
My policy only covers MY car and 2 drivers. Check with your agent.
2006-07-11 05:57:01 · answer #6 · answered by a_phantoms_rose 7 · 0⤊ 0⤋
I truly have gieco and at present filed a declare for a complete loss twist of destiny. they do grant condo service besides the undeniable fact that it does value a tad bit extra and also you want to ascertain you personalize your coverage contain it. in case you employ gieco's condo service they artwork straight away with the condo company to order your automobile. i visit't inform you for certain the way it somewhat works yet i imagine gieco would take duty in the adventure that they are coping with your condo.
2016-10-14 02:59:33 · answer #7 · answered by ? 4 · 0⤊ 0⤋
Yes..It covers any car you drive
2006-07-04 07:25:00 · answer #8 · answered by dwh12345 5 · 0⤊ 0⤋
most of the time NOT, check with your insurance agent, you must purchase this insurance when and where you rent the automobile
2006-07-04 07:25:37 · answer #9 · answered by Pobept 6 · 0⤊ 0⤋