I drive a shuttle bus for Holiday Inn. I side swiped a car while I was turning right (exiting from a gas pump at the gas station) and the other car was in my blind spot so I didn't see him. The damages should be just some scratched paint, but might cost 500 dollars. I never signed any papers saying I would pay any damages and they never briefed me on what would happen in the case of an accident. I'm not sure if I'm under the company's insurance, but they did ask me for my driver's abstract before I started working. Please help!
2006-07-04 02:34:45 · 20 answers · asked by Anonymous in Politics & Government ➔ Law Enforcement & Police
Will this affect my insurance?
2006-07-04 02:55:15 · update #1
Your company is REQUIRED by law to have insurance. DO NOT pay one cent because you were working and using a COMPANY vehicle. No, this should not affect your insurance rates unless you were cited with a traffic violation. Even then, your insurance might not be affected.
Once again, DO NOT pay anything, and DO NOT believe them if they state that they will reimburse you.
2006-07-04 03:08:53 · answer #1 · answered by Made in America 7 · 1⤊ 1⤋
Accident In Company Car
2016-12-12 03:37:30 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If you received a citation for the accident then yes, it can affect your insurance. Will you be held responsible by the company, probably not, but you may find yourself out of a job. If you are a good employee and this is your first accident then probably not, but if you are not a good employee and have caused problems in the past, that another story.
My advise... talk to your boss before doing anything. Find out what the company's stand is on this.
2006-07-04 03:50:00 · answer #3 · answered by mmuscs 6 · 0⤊ 0⤋
Yes. The company can (try to) make you pay for any damage you do to their property if you're negligent or do it deliberately.
Is it reasonable in this instance? Probably not, but a lot of companies aren't reasonable in matters such as these.
You could spend $1,000.00 to hire a lawyer to help get you out of paying a $500.00 repair bill..
I'd talk to some of the higher-ups at Holiday Inn HQ. It looks like you've got a boss who's trying to cover his butt.
2006-07-04 02:40:31 · answer #4 · answered by 4999_Basque 6 · 0⤊ 0⤋
You should be on your company's insurance.
The may tell you to pay. Anybody can tell you to do something. They just take you to civil court to get the money if you don't. You may end up fired for the incident.
Not sure how long you have been with the company or how much you value your job, but if have been there a while or value it you may want to work with them on it. Just because you did not sign papers does not mean anything, that's when the common since rule kicks in. I mean, if you did it .....you did it. I guess it depends on how much you value your job.
2006-07-04 08:03:44 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Since you were most likely given a ticket, the ticket will be on your driving record and yes if and when your insurance company on your private car does an update on your file, they will see the ticket and it may effect your insurance payment.
Normally the employee who drives a company vechile is liable for the deductable amount if he is at fault while driving a company car. So if they have a 200 or 500 dollar deductable, they may expect you to pay it, since you were at fault.
( they may not it will be up to the company, but it is fairly commom for them to)
2006-07-04 06:28:21 · answer #6 · answered by Anonymous · 0⤊ 0⤋
As a rule, if you drive a company vehicle, you are covered by their insurance. You should also have signed a contract to that effect. If they try to charge you, I would go to court. You will lose your job, and the accident will go on your record, as it should, but you should not have to pay for damages unless you signed a contract stating you would pay the deductible.
2006-07-04 02:41:04 · answer #7 · answered by Anonymous · 0⤊ 0⤋
No, you won't pay for the damages, per say. It'll be covered by the company. However, depending upon how long you've worked for them and your previous record, they could axe you for the incident. But it seems like it was minor so you shouldn't have anything to worry about. Sorry, hope everything works out.
2006-07-04 02:39:54 · answer #8 · answered by nik 2 · 0⤊ 0⤋
Your employer carries liability insurance on all their drivers. Usually an employer will allow a very limited number of accidents by an employee, then they are discharged. One occurance may not be applicable, it is placed on your review.
Their request for your driver's abstract was to determine your previous driving records.
2006-07-04 02:44:08 · answer #9 · answered by ed 7 · 0⤊ 0⤋
Trust me DON'T LET THEM SWINDLE YOU!! Some companies will try to pull that, if they do remind them that THEY are required to be insured and since it MUST be covered completely (no deductibles) they cannot charge you anything legally. However, they can fire you which is more likely the case.
2006-07-04 04:18:09 · answer #10 · answered by wild_orchid_1988 3 · 0⤊ 0⤋