how do you find out if somebody had life insurance?

Answer 1

Here is a good article on finding lost life insurance policies:
http://www.findlocalinsurance.com/lostlife.html

Answer 2

Go through all their papers, and see if you find a policy. Be sure to also check safety deposit boxes at the bank as well.

There is no database where you can go look it up, if that's what you are asking. If you're not the executor of the estate, you probably won't have access to it, and probably won't be able to find out unless an insurance company sends you a check.

Answer 3

You wouldn't know unless you know where they kept all of their financial records. Check to see if they had a safety deposit box. You could also check with their agent/company that carried their auto/home policies to see if there was life in force.

Someone suggested checking with their accountant - great idea.
Another course of action you can take is to check with their employer. If they belonged to a union or something, chances are they were offered life. Also, on RARE occasions, even if retired, they might have some limited benefit. If they were still working when they passed, most companies offere 2.5 times the salary, so he/she might have had group coverage.

Answer 4

I assume someone close to you has passed away.

There should be something in their personal papers about life insurance. Check their bank statements for premium payments or maybe cheque book stubs.

Finally, ask their lawyer or accountant if they had one.

Answer 5

no way unless you are the one to go thru the papers.....only named beneficiaries will be notified and only then after they are notified of the death.

Answer 6

your suppose to find that out before you kill em

Answer 7

Do to privacy laws, if you do not know then you probably should not know.

Answer 8

No where, if you are not the beneficiary. If you are the beneficiary, they will call you.