He was drunk and hit my parked car. The police were called and they took him to the station and interviewed him (I dont know any more) and im waiting for the police report.
If he is insured will his insurance pay for my damages? My car is pretty much totalled.
2007-12-30 11:08:59 · 24 answers · asked by melanie870665 2 in Cars & Transportation ➔ Insurance & Registration
Providing he has insurance then his insurance company will pay for the repairs/ replacement vehicle. They can't get out of the third party liability section even if the driver was drunk.
If he does not have insurance then you can claim from the MIB - motor insurance bureau under their 'uninsured drivers scheme'.
You will have to advise your own insurance company of the incident (policy terms) and if you have legal expenses/ uninsured loss recovery insurance I advise contacting them as well.
2007-12-31 01:44:45 · answer #1 · answered by welcome news 6 · 0⤊ 0⤋
His insurance company should pay. Contact your insurance company for advice. If he is not insured there is a scheme funded by insurance companies here in the U.K which covers claims against uninsured drivers. I believe on average about £30 of everybodies car insurance premium goes towards this fund so we're paying for uninsured drivers anyway! Citizens Advice may able to advise. Good luck
2007-12-31 01:10:08 · answer #2 · answered by pauleypfan 3 · 0⤊ 0⤋
Depends on a few things.
What sort of insurance do YOU have. 3rd party, or fully comprehensive and was he insured.
Even if his insurance was invalid for driving whilst drunk, his company will still have to pay up in the UK. Even if someone is charged with drunk driving, they are NOT charged with 'having no insurance'.
If you don't get anywhere, a civil suit for damages to personal property through small claims court can force payment at a negotiated amount.
2007-12-30 12:09:23 · answer #3 · answered by creviazuk 6 · 0⤊ 1⤋
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RE :A drunk driver hit my parked car. Does his insurance pay for it?
He was drunk and hit my parked car. The police were called and they took him to the station and interviewed him (I dont know any more) and im waiting for the police report.
If he is insured will his insurance pay for my damages? My car is pretty much totalled.
Follow 23 answers
2016-09-05 00:28:11 · answer #4 · answered by ? 6 · 0⤊ 0⤋
If you have comprehensive insurance they will handle this. They will pay out initially and attempt to recover from the drunk's insurers or from his own wallet. If you are 3rd party only you will have to do the suing yourself. In either case you will be offered much less than you deserve and will have to take action to recover the extra costs. Suggest you contact a no win-no fee solicitor for advice
2007-12-30 20:44:48 · answer #5 · answered by The original Peter G 7 · 0⤊ 0⤋
The insurance will pay you because you its not your fault and don't have to any excess. The drunk drivers insurance won't have to pay up because he was drunk and instead they will get money from him to pay the cost of your car.
By the end of the day you and the insurance win and the drunk driver loses.
2007-12-30 11:38:08 · answer #6 · answered by Kenny G 3 · 1⤊ 1⤋
Yes providing he is insured. Cos he won't be driving for at least a year
2007-12-30 20:34:33 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Assuming he is insured yes and if you are fully comp your excess. They may well refuse to pay for his repairs and could sue him for their outlay if he was drink driving. If you are fully comp I would let your insurance deal with it after all that is what you are paying the premiums for you mighr as well get them to earn them
2007-12-30 22:39:48 · answer #8 · answered by Scouse 7 · 0⤊ 0⤋
Your insurance company will take care of getting the money from him - call your insurance, give them the information and police report, and they will take it from there - they don't want to get stuck paying for it!
2007-12-30 11:21:32 · answer #9 · answered by Anonymous · 1⤊ 1⤋
yes, as long as he's insured. if not, i think u would have to claim through your own insurance.
any doubts, speak to your insurance company or the police. hopefully it won't take too long to get the police report, but there again, it's a busy time of year for them - loads of drunk nutters on the roads..
2007-12-30 11:17:38 · answer #10 · answered by Anonymous · 0⤊ 2⤋