wedding 2 years away but still no money what to do????

Question

me and my boyfriends wedding is either in 2010 or 2011. i dont have a job right now and wont be out of college till 2009. what would you suggest we do because once we set the date we have to start making plans and if i am out of college in 2009 then june 21st 2010 will be our wedding date. we want a 100 person wedding. i want a ball gown white wedding gown, with 6-7 bridesmaids and 1 maid of honor who will all wear identicle dresses, i want a 4-5 layer cake with different frostings and good food. if by 2009 we dont have enough money should we start thinking about a loan or a credit card????

we have been together for one year and 3 months and 24 days. we dont have the money right now for an engagement ring but we know we want to be married. i been with 2 many boys. just relationships and i know this one is different. i love him so much! he means alot to me! i cant imagine a day without him! i want to be mrs.murphy in a few yrars!!! so were ready to be married in that time and wont break up! were meant to be!!!

Answer 1

get a job, start setting aside some $$

if within a year of the wedding you need more, apply for a loan

Answer 2

Please start thinking in terms of your marriage, not your wedding. You are asking for years of avoidable fights and heartache if you start your marriage in debt. Do not, under any circumstances, take out a loan to pay for a wedding or run up your credit cards. You will jeopardize your credit score, your ability to buy a house, and your ability to access credit for real emergencies (like unexpected hospital bills). If you live rent-free with your parents for the year between your graduation and your wedding, you could probably save up enough money for some of the elements you want, but unless you're working two jobs, it's doubtful that you are going to have your dream wedding. The wiser thing to do is to adjust your expectations. Sit down with your fiance and discuss the following:
(1) how much student loan debt do we have;
(2) how much will we need to save to buy a house;
(3) when do we plan to have a baby;
(4) how much should we keep in the bank for true emergencies.
(5) what is our plan for paying off existing credit card debt.

If you discuss these issues seriously and thoroughly, you will know how much you can spend on your wedding, and you can make your plans accordingly.

Answer 3

First of all...he's your boyfriend and not your fiance? Does this mean you aren't even engaged yet? I'm guessing you're quite young and you may not even be with him a year from now. That being said...

There's absolutely no reason why you can't work in the meantime. It can be done you just have to want to do it. I've worked while going to school for a while now. And what about him? What does he do? There's no reason why he can't put aside money for it also. And if my assumption is correct in that you are young, you'll just have to wait a few more years until you can afford it if you can't at that time. Parents aren't helping? Most of us have that issue. And when it comes to bridesmaid dresses typically they pay for their own. And you don't need a dress that runs a couple grand for it to be beautiful. And the cake needn't be expensive either. You need to shop around.

Answer 4

Just start putting away $$ when you can.Also, Washington Mutual has a high interest savings account. I think the APR right now is 4.75%. If you can't put in the minimum balance of $300.00, it's fine, as long as you put $5.00 a month in there they won't charge you any fees. Also, eBay has some awesome wedding stuff for very cheap. I got my veil off of that website...the same one at Davids Bridal was $180. I got it for $32.00~BRAND NEW! There are a lot of things you guys can do. It's great that you have so much time to plan it, as well. We have had 1.5 years (by the time we get married) to plan, and I am happy that I have lots of time to buy thing little by little. Good luck!

Answer 5

Absolutely NOT!!!!! Do not go into debt to fund your wedding. There is a running joke about wedding debt outliving the actual marriage.....meaning, alot of people get divorced, but are still paying for the wedding. There is no reason to be in debt all because of one day. Your marriage would be better off starting out debt free. A little secret about weddings....no one cares except the bridal party and very, very close friends and family. Seriously, I cannot remember half the weddings I've gone to in my life. Now, I'm a girl, too and I totally understand you're wanting to be "Princess for a Day." I want that, too. But, you shouldn't go into debt to have it. If you don't have the money, you don't have the money and you're going to have to tone down what you have. I'd like to have a wedding like all the celebrities have, but I can't afford it so when I get married, I'm going to have to think of something else. Sounds like you are, too. Your marriage is the most important thing, not the wedding. And, the number one cause of divorce is MONEY problems. Don't start your lives together in debt.

Answer 6

Start buying little by little now. Decide on theme or colors for your wedding. Shop clearance sells. Have yard sales in the summer, and if don't go to school during the summer months, get a part time job during your break. Even if you only make minimum wage or a little more, every bit helps. We just got married in Oct and started buying decorations and Etc. the previous years on markdown. we had lots of fall items, so when they had end of the season sales we got what we could for very little. Check out local dress shops and see if they offer layaway plans for your dress and find out prices for bridesmaid dresses and how much has to be put down before ordering (which these you probably won't want to do until about 4 months prior to the wedding. I would wait til closer to purchase your dress to incase your dress size changes before then. You don't won't to do any more alterations than you need to. Check out places that sell used dresses too. I know it sounds bad, but I got a dress for like $250 that should have probably been closer to $800. I wouldn't go the credit card or loan route unless you absolutely have to. Start calling around for cake prices and venue prices. Of course, these may go up, but you will have a rough price as to how much you will need. As for food see if you have any friends of your family or his that would be willing to help serve and prepare it if you or your family purchases it. If you have crafty people close to you and you don't have to have real flowers, buy artificial and do your own arrangements. We did this and it saved a lot.

Answer 7

You have pleanty of time. And NEVER NEVER get a line of credit to fund your wedding. You never want to start a marriage in debt. Start saving little by little. You both can take on part time jobs to earn money. And if you still find your a year out with out any money you should consider scaling back you plans.

Answer 8

i am very happy for you that you are engaged and that you have your plans all ready set in your mind! unfortunately you won't like my answer, if you can not afford to have a wedding like that, then don't. don't use credit, don't go into debt for a wedding. either put it off until you can afford it or have a small initimate wedding for close family and friends.
if you start out married life with student loans well thats one thing, but to start out with a mountain of debt for a one-day ego fest is something entirely different.
please don't go into debt for a wedding...............good luck and happy engagement!

Answer 9

I would say. Go within your budget. Start saving as much as you can. You don't want to go into your marriage with debt, plus student loans. Just because you want to big wedding. It's so not worth it. I think that you both should wait a year after college so you can find a job. Then plan your wedding!

Answer 10

You need to get a job,people in college do you know and tone it down to what you can afford.NEVER go into debt for the wedding! I wish you luck you are going to need it.And congratulations on your special day!