I received my credit report from all 3 agencies and the only delinquency listed is from an old checking account I had with Synovus Bank in 2005. What is confusing me is that on two of the reports it is listed as Amsher Collections Services/Synovus Bank and on the third report it is listed as simply Synovus Bank.
My first question is who should I contact regarding this...Amsher or Synovus?
Second, can someone give me a link to a good letter I could send to the creditor for validation of the debt?
Thank you all in advance.
2007-12-28 05:22:01 · 2 answers · asked by Crazyjester9 6 in Business & Finance ➔ Credit
Ok, so where do I go after disputing it with the credit bureaus?
2007-12-30 18:02:50 · update #1
none of the above. File a formal dispute with each of the credit bureaus. they will forward it on to the creditor in question and how/if they respond will dictate whether it comes off your report.
2007-12-28 05:48:30 · answer #1 · answered by Matthew B 3 · 0⤊ 0⤋
If you had a balance due the bank on this account, contact the bank and work out a settlement. If you are not sure what the debt is, ask for validation.
2007-12-28 06:20:33 · answer #2 · answered by bdancer222 7 · 0⤊ 1⤋