husband receives social security and pension total about 30,000 do we have to file a return?

Question

15,000 is pension
dont know what interest we will receive on cds and savings

Answer 1

Ignoring social security, what is the total for income for both of you?

For an MFJ return, the filing requirement can start at $400 for self employment income, and $17,500. More if either of you is over age 65.

Answer 2

If both of you are under age 65, you have to file if your pension income is $17,500 (if one is 65 or older, $18,550, if both are 65 or older, $19,600) or greater.


If the pension totals less than the above amounts, you are not required to file a tax return.

Since your pension plus 1/2 of SS is less than $32,000, none of your SS is subject to tax, so you only need to look at your pension to determine if you must file.

If you have other income than the pension and SS, the above may not be accurate. I assume the pension plus SS is your total income.

Answer 3

That depends on how much is social security, and how much is pension. If the pension is over $17,500 then yes you do (the limit is a little higher if one or both of you is 65 or over).