I've heard of many auto insurances that don't want to pay their customers after accidents because of some stupid little reasons.
I'm shopping around for auto insurance, and I'm curious what happens if I slightly underestimate the number of miles driven a year. Does anybody have experience whether they check this after an accident and give people problems if the number was exceeded? If they do, I will have to overestimate this number just in case, even though I know I will probably not drive that much.
Thank you for your help!
2007-12-26 06:19:39 · 5 answers · asked by yubi 2 in Cars & Transportation ➔ Insurance & Registration
That is not checked if you have an accident and file a claim. They just like to know if you drive 5 or 50 miles to and from work etc.
2007-12-26 06:23:02 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Try and get it as close as you can, if you underestimate then you could have a claim denied which would really be bad. You are supposed to call your insurance even if your work status changes and you will be driving more miles, failure to call and update is also a way that they will deny a claim.
2007-12-26 14:24:35 · answer #2 · answered by mrc1417 1 · 0⤊ 0⤋
The average is 12,000 miles per year. If you use that, you should be okay.
I've gone with Geico, and they respond quickly to claims, and are reasonable for experienced drivers. I've never had them check my mileage after an accident (two deer hits) and they've paid both claims.
2007-12-26 14:23:20 · answer #3 · answered by ivykunecke 2 · 0⤊ 0⤋
Try to list the honest estimated miles.
In case of a problem, they may investigate.
2007-12-26 14:23:29 · answer #4 · answered by Fred F 7 · 0⤊ 0⤋
They don't, you will be fine.
2007-12-26 15:01:56 · answer #5 · answered by Anonymous · 0⤊ 0⤋