What are the specifics for obtaining an American Express Gold Card? (ex: Credit Score, Income, Credit Length)
Most importantly I'm looking for how long you need to have credit for.
Thanks,
Alex
2007-12-25 06:31:51 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
I meant the gold card that American Express issues, not a bank.
This one: https://www143.americanexpress.com/cards/home.do#CARDS/144/0/0/-1
Additionally, I've searched the site and I have yet to find anywhere that mentions the speicifc requirements for the card.
Thanks,
Alex
2007-12-25 08:18:18 · update #1
The minimum credit score for that card is 710. The reason you didn't find anything on their website about approval requirements is that AMEX doesn't publish their exact formula for granting credit. It's a fairly common practice for financial institutions to keep their trade secrets.
You might try applying for their Green card which doesn't have as high standards as the Gold. Once you establish good credit with Amex, in a year or so you might get an offer to upgrade to a Gold card.
2007-12-27 10:23:36 · answer #1 · answered by Anonymous · 0⤊ 0⤋
nicely in case you have it the 1st month and positioned like 4k on it, you will in all hazard hit a decrease. you additionally can ask them for super purchases till now you purchase it. I even have in no way hit the "decrease" and that i've got positioned approximately 4k on in a month. as quickly as you're with them a jointly as i do no longer think of there extremely is a decrease. basically in case you unexpectedly spike your spending 1000% you will prob get halted, yet once you're spending commonly, they gained't end you.
2016-10-19 21:31:14 · answer #2 · answered by launer 4 · 0⤊ 0⤋
these are issued by major banks. not sure AmEx directly issues any Gold cards.
since requirements change, what you can do is apply and find out if they like you. if they don't, you can then ask the branch officer for more details [if they have any -- the decision may be centralized somewhere else].
2007-12-25 06:35:36 · answer #3 · answered by Spock (rhp) 7 · 0⤊ 1⤋
Go to American Express site, all will be answered.
2007-12-25 06:36:44 · answer #4 · answered by mtchndjnmtch 6 · 0⤊ 1⤋
well it depends on how long you have had the card for and whats your credit score
2007-12-25 06:35:07 · answer #5 · answered by kidmohamedhi 1 · 0⤊ 0⤋