I'm finally moving out of my parent's house I'm 17 yrs old???

Question

They are just being too horrible. I'm glad to finally move out. But the problem is... how will I be able to fund for college? I'm down with the community colleges... but what should I be aware of as an independent? Taxes, insurance, sss, apt... and all that? How do I go about it?

Right now for housing, I'll stay with a friend of mine for a couple of mos until I can be more financially stable. Or I can just rent out a bed-spacer which is like 250$/mos [bed-spacer is a space,room, or bed you rent at someone's house].

For job, I'm a sales clerk at Forever 21 and Barnes&Noble. So far my average salary per week is 240-270$/wk. But if I'm going to attend night classes/college classes I'd be down at 140$/wk.

For transportation -- I have my bike? XD

I'm barely getting out of high school with a 3.8 GPA. Also, do you think it's a good idea for me to live with my bf?

What should I do? Could you please star me so that others can give me advice??

I'm only 17!!!!!

ive got the idea down... but do u think this is realistic and possible?

not a lot of adults i know out there...

also... NO military for me no no no... lol.

and yeah that's why i asked about the whole living in w/ bf thing

Also... about the living/working in campus part....... I'm interested :)

I don't know how to loan out and stuff -- I'm afraid that the banks will hand me some contract that i will follow.... only to show me months later with something written in fine print that i've missed... and penalize me for it!!!

ps... family... IS HORRIBLE

if u want details i'll give u details just e-mail me

I will be 18 in about 5 mos.. i'm already planning ahead atm

haha.. trust me i HAVE been trying to work it out with them... but after the past few years...... nothing!

--- they're intolerable, narrow-minded, and ILLOGICAL/UNREASONABLE to talk to... more emphasis and stress on the ILLOGICAL/UNREASONABLE TO TALK TO

Answer 1

if u live with ur bf. u will end up having sex and getting pregnant many times so dont do dat.

Answer 2

It's actually not as easy as it seems to leave the house at 17. Right now, your parents are helping you by providing you with a shelter, and possibly food and clothing. If they also do support you with the later two things, when you move out, you may find that those may also become liabilities of yours. You maybe not be taxed as much or at all because of your yearly income, but because you're making such a small amount already, your debts may pile up faster than you think. For college, even if you do loans or have scholarships to support yourself, it really isn't cheap. However, if your parents are still going to support you financially and you're just moving out to start fresh, then I would follow what you're doing more. If you do decide to live with someone close to you, make sure you don't get distracted from the important things like school and work, or you'll find yourself more in a hole than you were living at home. Whatever you decide, hope it works. Happy holidays.

Answer 3

I'm sure you can make it. It won't be easy but nothing in life worth having comes easy. Have you talked to your comm. college about financial assistance or grants. There are tons of them out there. You will have to file your taxes this year. you can get a form 1040 from the post office. your employer will provide you with a w-2 by the end of January. The w-2 is just the statement of what they paid you and how much taxes were taken out in 2007. You don't sound like you need insurance for anything other than maybe health if your employer offers it or you can afford it on your own. Renting a room sounds like your best option. it's cheap and you usually dont have to pay much for utilities. If you have a solid relationship with your bf then it could work. it could get very complicated though

Answer 4

You need to find a responsible adult to live with if you are going to move out of the house. This adult should be able to help you live in their house without room/board or for a small fee and support you in any way possible I would say that you shouldn't move out of your house though.

Most people who move out of their house at an early age tend to settle for the first job that pays them over $10/hr because this is the most money they have ever made in their life. College is becoming crucial these days and if you cannot pay for it, get to it, or have the time because you are working to sustain a home/food, then you will never make it to college.

Moving out may seem like the adult thing to do, but the truly responsible and adult thing would be working out whatever is wrong between you and your parents.

Answer 5

DONT live with your boyfriend.

Apply for food stamps - seriously. Youre independent now, so it would be based on YOUR income. If you cant get it, do it again when youre 18.

Try to get a work-study job on your campus.... you could also consider LIVING on campus... it makes life so much easier!

Dont be afraid to get a small loan for college if you need it.

DONT get a credit card - thats too much pressure for someone with little cash money :-)

Be careful on that bike, especially at night!

Answer 6

you could easily do 30 hr and ft colloege. i also had catastophic blue cross ins, you could make more waiting tables or something than a clerk. i went to CC, xferred to a U of Cal at Santa Barb. It is doable. rent, utilites, books, food are the main costs. you could also get student loan i think you've pretty much covered it, eat sleep bills med insurance is basically it.

Answer 7

I think that you shold seriously consider what you're doing. Living on your own is not easy, and working with your parents may help you to transition into an adult life more easily.

Answer 8

So...Unless you are being physically abused - move back in and apologise for being a silly teenager.

Then save your money and go to college - you won't be spending much time at home anyway.

Only a moron would move in with their bf, unless they are looking for a welfare mom gig.

Answer 9

Just keep working and pay it off $50 per fortnight just ask if you can pay it off as you don't have much money.Good luck your doing better than most people I know.

Answer 10

why not stick it out with ur parents for another year?
i mean u lasted 17 years with them , whats 1 more?
it will be a lot easier when ur concidered legal