I dont have any money i got credit cards bill i receive 20 phone calls a day what can i do?

Question

I dont have any money i got credit cards bills i receive 20 phone calls a day i also hurd my legement on my left knee i got no insurance i cant even get that taking care of.so its hurd when i walk on it and i am a server in the restaurant but i cant work any advice guys...

Answer 1

have you internet phone and cable disconnected and use this to pay on bills!!!

Answer 2

right ok i work for hbos plc bank.I have worked in a collections department within the bank.They are loads of ways the lender can help.You need to call them and explain your situation,, discuss if you can come to a payment arrangement, or have a payment hoiliday ..i would try and come to some sort of arrangement with the lender ..can family not help you out at the molment... ignoreing the debt wont help you will end up in a worse situation..Mayb eyou can speak to the www.citizensadvice.org.uk. they deal with this kind of thing. I know when peole are are lieinf aboyt the finacial situation..i really think you should talk to the lender first and see if you can make an arragment to pay back the amount you borrowed .. i wouldnt suggest getting loan cuse you wont get one if your credit score has been affected ..and ur get into more debt.. i know how hard it must be for you buut you really need to tell somone or ask family for help..you can do this on your own and famliy are family we all should help each other out at desperate times ...

Answer 3

Unless you need the phone for employment, have it disconnected! Voila! no more harassing phone calls! You can use the money that you save from not having a phone to pay down the bills, highest interest rate ones first.

If you have more than $10,000 of credit card debt there are several firms that will consolidate the debt and reduce the interest expense.

Answer 4

If you have cell phone your voice mail will load up and reject more than a certain amount of messages.
Usually 20 or 30 calls.
Tell your family and friends or boss to call you with their numbers unblocked, numbers that you know who's calling.If it's medical service you need where do you live?
Go to a local city or state or county hospital they will assign a social service person to your case and probably welfare will pay the bill.
I hope you haven't committed a crime.
If you have nothing to hide call the police and they will even have you taken to a hospital like as if you were in a auto accident.
keep your boss up to date about your injury.
How did you injure yourself?
It makes a difference option wise.
Try sharing your apartment with someone so you don't lose it and your furniture if you are hospitalized for any amount of time.
The first of the year will come up fast as well as your rent.
Other wise try a safe shelter ask at a church or a police station.