i already tried target and bank of america
2007-12-22 16:13:38 · 13 answers · asked by Smashizzle 3 in Business & Finance ➔ Credit
i just got denied for the capital one visa card
2007-12-22 16:30:55 · update #1
Go to a bank, preferably one you already have an account at, and ask for a secured credit card. Basicly, you usualy put $500 in an account, and it is held, and you are given a card with a limit of $500. You use the card like normal, you just have a $500 limit, and after some time, you may be able to go higher or turn it into an unsecured card.
Bank of America does this.
2007-12-22 16:17:56 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You can get a secure credit card. In a nut shell,you put up the money,say $500.00 and use your credit card,and pay off whatever you charge each month. This will establish your credit,without any risk to the bank,as you are putting up the money. After a trial period of you paying off your debts on time each month,you can apply,and probably get credit,at other establishments.Hopefully you have an account at a bank. That would be the best place to start. Also,rent a center type agreements are good for establishing credit,assuming you pay every payment on time,until the debt is payed off.
2007-12-22 16:24:27 · answer #2 · answered by ceedogg 1 · 0⤊ 0⤋
The secured credit card is a better deal than the prepaid one, which slowly evaporates to monthly fees. Also, the prepaid credit card is not going to help your credit history.
Whatever you do, ALWAYS pay off your credit card when the bill comes in. If you carry a balance from month to month, that's a bad start, asking for trouble. After about a year of being a good payer, companies will start coming to you to offer credit.
Good luck!
2007-12-22 16:27:58 · answer #3 · answered by roderick_young 7 · 0⤊ 0⤋
Debit Card
2016-05-26 00:14:48 · answer #4 · answered by ? 3 · 0⤊ 0⤋
If you are atleast 18 with no credit pretty much any major CC company will gladly help you ruin your credit.
Try Capital One, Washington Mutual, Visa etc
2007-12-22 16:21:17 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Capital one visa gave me one when I was 18. I had no credit at all then.
2007-12-22 16:16:29 · answer #6 · answered by IMHO 6 · 1⤊ 0⤋
i got mine at chase with absolutely no credit. try macy*s! they gave a charge card to my ex with no credit, but there is a $5 monthly fee with that even if you dont use it, which really sucks.
2007-12-22 16:17:39 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Just tell Bank of America you're an illegal immigrant and they'll give it to you no problem. And you won't even have to pay it back!
2007-12-22 16:18:00 · answer #8 · answered by pnkfldluvr 2 · 0⤊ 1⤋
Try going to a booth at your local college.
2007-12-22 16:16:49 · answer #9 · answered by dlb_blair 4 · 0⤊ 0⤋
walmart gave me my first credit card with no credit
2007-12-22 16:21:30 · answer #10 · answered by happy_mommy1245 2 · 0⤊ 0⤋