i was with this man a yr and half so i trusted him and got a loan out for him(which he is paying and he couldnt get one) he has now left me and is now back with his wife!(they was separated when we got together) anyway now his wife is saying he is not aloud to have contact with me, which i cant blame her but i have a 7 year loan with this man and i think i have already been used and i would like contact so he doesnt forget what i done for him and his wife cause they would have nothing if wasnt for me cause he would have lost everything what should i do???
2007-12-21 20:25:16 · 24 answers · asked by purdy 1 in Family & Relationships ➔ Marriage & Divorce
If it is your signature on the loan agreement then it is your loan. If you have a signed agreement with him that he will pay you then he will have to pay you, you could try and sue for the return of the money, visit your c.a.b.
2007-12-21 20:41:25 · answer #1 · answered by RAH RAH 7 · 1⤊ 0⤋
You don't say what this loan is for and if it was something that was specifically for him such as a car.
If he is currently paying the loan then i would just sit tight and let him carry on, you don't need to have any contact with him.
If this loan is in joint names and he stops paying then you might have to bite the bullet to an extent and take half of it that is in your name.
You are legally liable for half of it and so asking the loan company to separate your half might be the best option to break the link to him.
If the whole loan is in your name then i can only say your a complete mug, you need to contact a Solicitor today, and if he fights it then your in for a very long and drawn out court battle.
If he is paying it then in no way should you ever contact him, your just going to make things kick off and then his wife might stop him from paying it.
The fact your saying you want to contact him 'so he doesn't forget what you've done for him' seriously worries me.
He is now your ex, he's no longer with you and contacting him might end up costing you 19 grand!
2007-12-21 20:44:52 · answer #2 · answered by Anonymous · 2⤊ 0⤋
That is an aweful lot of money to be borrowed.
What in the world did he tell you it was for?
It sounds like you have been scammed. Don't you know where he works? Call him at work and tell him to fork up the whole amount.
It sounds like you are going to have to sue him. go to your local court and find out the exact amount of the max. difference between small claims court which is usually less than $5,000.00 then anything above that would be a different ball game.
Get all of your records together. How did he pay you back?
by check I hope, that right there would prove he at least started paying you back.
If you go to the law library and do some research and ask a few questions around. You could take him to court if you can't afford and attorney, or seek out a few and go to some free consultations and see what they say.
I'd like to know what he said he was going to do with the money to convience you to go out and borrower that much money???
I hope you got something in writing. ??? If you want your money back, you could end up winning in court, just make sure all your paper work is in order to back up everything you say. I hope he has a job??? Did he tell you he had bad credit and you believed him?
My goodness, lesson learned the hard way huh?
I would tell his wife ******* Ok, if you don't want me contacting him, then pay off his loan and you will never hear from me again or I'll take this to court and get it back.
(Don't tell her, but if you win in court, you COULD have his wages garnished) I'm affraid if you tell him, he'd quiet his job.
But....It sounds like they have done this before ??? you think?
Think back on your relationship with this guy. Is it at all possible he's been still seeing his wife while being with you?
That's what scammers do I'm affraid.
2007-12-21 20:43:23 · answer #3 · answered by Anonymous · 2⤊ 0⤋
If he's paying the load back, that's good. I know it is hard to accept, but when you get to the point of realizing that he's made the decision to leave you and is not coming back, you will be more able to deal with the fact that he doesn't appreciate what you did for him. I don't think you should try to contact him unless he stop making payments on the loan. For now, you might try going to the bank that made the loan, explain the situation, and see how you might go about getting your name taken off the contract. I don't know if they will allow you to do it though.
Also, you should see a lawyer about getting a judge to determine that either he is soley responsible for the loan since he is the one who got the funds, or that you are responsible for the loan and he must give you the money outstanding in the balance since he still has custody of it. In any case, a lawyer will be able to give you good advice. Good luck.
2007-12-21 20:35:07 · answer #4 · answered by Anonymous · 2⤊ 0⤋
Hi there...
I'm so sorry!! this is a really sad story, and it couldn't have happened!
The first thing you need to do is reporting it to the police! Just go to the police and make a statement... So it's made official. Than go to your bank and explain the situation and ask them what to do. If your ex doesn't give you any sign of life, go to court!! Don't you hesitate a moment, just do it.
Very important are the rest of the proves, written things! Text messages, mails, everything where he says that its actually his loan and he will be paying it off... If he pays the amounts to you, make copies of it! Everything that happens from now on, every contact, WRITTEN!! Its the best prove you can have.
In my case, I would do everything to get my money back! Its yours and you should too try everything you can.
PS: if untill now you haven't anything written which could link him to the loan, make sure you get it. Call him, talk about it and tape the call, ...
If he's nice and doesn't want to hurt you any further he may say that he will definitly pay you the money back, but let he write it on paper!!
Good luck girl and please make sure you get your money back!! There are too many guys who take advantage of girls. So please go out and get your money back.
2007-12-21 20:43:27 · answer #5 · answered by Anonymous · 1⤊ 0⤋
I have no idea what you should do - but if you can, have a contract drawn up that states that he is legally liable to continue payments til the balance of the loan and any interest is paid. He'd be a chump to sign it, but it's your only chance - you should have legally bound him to repay the loan money in the first place if you were going to take a loan out for him in your name.
2007-12-21 21:42:55 · answer #6 · answered by agonyaunt86 4 · 0⤊ 0⤋
if his is paying it not a lot you can do( be thankful he is at least paying it) you won't need to contact him or the wife,if she knows when the money has come from this depending on what type of women she is could already be a sore point.learn from this make sure you got your money and stay away from the married ones and the confused ones,find yourself a nice guy. good luck and merry xmas xx
2007-12-21 20:59:07 · answer #7 · answered by Redmuppet 7 · 1⤊ 0⤋
Ladies, this is why never to loan a man money!
Is the loan secured by deed on his house? If so, you can foreclose on him.
You did get him to sign a note for the loan didn't you?
You may have to get an attorney if he quits making payments.
Joy to you...
2007-12-21 20:32:04 · answer #8 · answered by frillyfroofroo 6 · 0⤊ 0⤋
Be kind and ask for the money back or it's court time. It's really easy to file a suit against another person. . You've seen all the shows on " court T V's." Do it.
2007-12-21 20:38:36 · answer #9 · answered by billlucas14all 3 · 1⤊ 0⤋
Try getting some free advice from Citizens Advice. I think though, and i`m trying not to sound unkind, that you have been a mug and it is unlikely that you can prove anything as this is in your name it will be down to you. I would never do this for a man, what were you thinking of?
2007-12-21 20:31:46 · answer #10 · answered by Sir Bobby`s Hairdresser 6 · 2⤊ 0⤋