My mom got mad at me because I withdrew money from our joint savings account to buy a gift for my boyfriend. it was like $100 but I had every intention of replacing the money when I got paid from my part time job next Thursday and I have done this a lot of times before but she never found out about it so I don't see what the big deal is since I'm going to replace the money anyway. Now, she's groudned me and she's telling me to get the gift back since I already gave it to him since his family left town for the holidays. It's so unfair plus I don't think I can get it back since he'll probably wear it before I can see him again. What is her problem? I mean I got the money with good intentions and did something good with it. It's not like I bought something for myself!
2007-12-21 16:06:35 · 13 answers · asked by Anonymous in Pregnancy & Parenting ➔ Adolescent
Talk to her about it.
Reassure her you're going to pay her back.
If it's a joint account, you should be allowed to use it - unless she said it was only for emergencies.
Then I could see if she was mad.
But then again, parents always ground for dumb reasons.
I was lucky, I was never once grounded growing up.
2007-12-21 16:33:57 · answer #1 · answered by ♥Big Red♥ is TTC 4 · 0⤊ 4⤋
I agree with Loraine F. Taking money without letting your mother know can cause unecessary problems. You say you do this all the time and she has never found out - this makes you deceitful and dishonest. You have broken her trust and you deserve to be punished. You say you did not buy something for yourself- so what. It is not what you bought that is the issue - it is the fact that you took the money. Grow up and be responsible. Apologise to your mum and tell her you will not do it again without consulting her. Let her know he has left town for the holidays and you will not be able to get the gift back - but you will give her back the money as soon as possible. Once you show honesty and responsibility, you will be allowed to do more and you will be treated more fairly.
2007-12-22 01:59:38 · answer #2 · answered by **amber** 4 · 2⤊ 0⤋
when you two opened this joint savings account ..did you discuss how the money would be handled? Such as the fact that if you wanted to or needed to take some money out you would discuss it with her first? It sounds like you have gone behind her back and taken money out when you shouldnt have"and I have done this a lot of times before but she never found out about it so " That is being dishonest and is wrong. That is probably what she is upset about. Being sneaking is not cool and not responsbile...I don't really think you should get the present back from your boyfriend...thats wrong too., but I do think you should be grounded, and should have to put back twice the amount you took out. Maybe after this you will think before you react!!!
2007-12-22 00:14:35 · answer #3 · answered by ? 4 · 4⤊ 1⤋
You withdrawing money out of that checking account behind your mother's back can cause serious problems, like overdrafts. If she doesn't know the money's been withdrawn, and writes checks, those overdraft fees are QUITE HEFTY. It doesn't matter if you plan on replacing that money a week later. Next time, tell her before you withdraw money. Or open up your own checking account with money from your part time job, tell her you're taking whatever money is in that joint account that's yours, and putting it in your own account and taking your name off the joint one.
You being dishonest, putting her at risk of having to pay overdraft charges or bounced check charges, and then asking what HER problem is....not a sign of maturity on your part, and things like that can affect your mom's credit.
2007-12-22 00:13:14 · answer #4 · answered by Anonymous · 5⤊ 1⤋
Its not that you stolled the money or anythin. Its the point that you should be discussing your use of money with your mother first, because its her job in life to make sure your capable of making good decisions that benifit your life. Its not a good idea to spend money so haphazzardley. And if you were on your own and had a joint checking account with your boyfriend, you would need to learn to consult him first before making withdrawals and vice verse. Because if you were to both draw money out at the same time you might over draw your account and then you would have numerous fees, and morally you wouldnt be living up to your responsibility you have under the contract with your bank.
I know, sucks doesnt it.
2007-12-22 00:19:31 · answer #5 · answered by loquitaamericana 5 · 1⤊ 4⤋
you just took money of ur mother's account with out telling her?
0o no you did nothing wrong.
seriously..you should ask before taking money that does not belong to you..your mother had every right to ground you ..and yes..you did do something wrong.
2007-12-22 02:00:17 · answer #6 · answered by Anonymous · 1⤊ 0⤋
you dont say how old you are? but $100 is an awful lot of money to be spending on a boyfriend. if you didnt think it was wrong why didnt you talk to your mother about it first.
2007-12-22 08:25:27 · answer #7 · answered by Aileen S 2 · 1⤊ 0⤋
It's your money you earned it spend it the way you want to spend it. Especially if you plan on putting the money back. Once your mom has calmed down try to talk to her about the money situation and if she still doesn't relent in that. Tell her that you're going to open up another account without her on it. It's your money you should spend it the way you chose. For the grounding just ignore it. It doesn't state how old you are, but if you have a job the money you make is not her decision with what you do with it.,
2007-12-22 03:15:10 · answer #8 · answered by Steven R 6 · 0⤊ 5⤋
You need to put $100 in the account VERY soon. Btw, maybe you shouldn't do that again.
2007-12-22 00:11:09 · answer #9 · answered by Erica 4 · 2⤊ 1⤋
That was dishonest - if you were going to pay it back, then why didn't you just ask her? I think you did do something wrong, actually, you were pretty deceptive.
2007-12-22 04:42:52 · answer #10 · answered by Anonymous · 0⤊ 0⤋