Someone hit my car and swore up and down that I hit her. The police did not write up a report since both of us were able to drive away. Now I've received a note from her insurance company that says:
"We've completed our investigation concerning the above refernced accident. Our investigation indicates that red light dispute; no evidence to support either version. Please understand that our obligation is only pay those claims which our insured is liable. Based on the above facts, we have concluded that our insured is not liable for htis loss. Therefore, we must respectfully deny your claim."
WTF STUPID *&%*^(* HIT MY CAR !!!!
What can be done at this point?????
2007-12-20 11:25:21 · 6 answers · asked by melissa13182 3 in Cars & Transportation ➔ Insurance & Registration
...besides slash her tires........... which i'm thinking greatly about.
2007-12-20 11:25:53 · update #1
If you have collision coverage - you call your company and you file a claim against your collision for your damage.
If your company agrees with you that the other person is responsible for your damages - they may be able to file inter-company arbitration. In order to file arb - both companies have to be members of the arb organization. But most major carriers are.
It sounds like a word vs word and their is nothing to break the tie. As such, the other company took their policyholder's word over yours.
2007-12-20 14:11:51 · answer #1 · answered by Boots 7 · 1⤊ 0⤋
At this point your insurance company should be telling the other insurance company they feel their client is fully responsible for your damages, and demanding payment from them.
Although they are expensive, there are companies that can reconstruct an accident based on damages to both cars if you want to go that route. Discuss that possibility with your company.
2007-12-20 11:39:41 · answer #2 · answered by oklatom 7 · 1⤊ 1⤋
A declare may be reopened while techniques that wasn't ordinary via you comes into play. as far as 2 of your medical expenditures being in sequence, you could call the sequence agencies and clarify to them your expenditures are the end results of a motor vehicle twist of destiny to be paid via the coverage company. tell them to deliver the expenditures decrease back to the creditor. You get your reproduction of the expenditures and present day them to the coverage company and ask them why they weren't paid. in the event that they are on the subject count of your twist of destiny, then the medical coverage on the coverage coverage is meant to shield them.
2016-12-18 05:56:53 · answer #3 · answered by ? 4 · 0⤊ 0⤋
No witnesses, no cameras, lying driver -- what is the other insurance company SUPPOSED to do? Their hands are tied so I suggest you contact your own carrier and file a claim.
2007-12-20 13:10:11 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Get an attorney and/or complete an affidavit or sworn statement asap and send it to them.
2007-12-20 11:39:38 · answer #5 · answered by Rachel 3 · 1⤊ 2⤋
APPEAL!
2007-12-20 11:40:11 · answer #6 · answered by William F. D 4 · 1⤊ 2⤋