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Credit cards are expired. I have been charging recurring payments. When payment is declined I need to test a newer expiry date. I know that Visa provides this service, but I don't have big volumes.

2007-12-19 14:06:52 · 5 answers · asked by mmrojas01 1 in Business & Finance Credit

5 answers

The best approach for this type of billing is to notify your client. It's never legal to alter their information.

2007-12-19 14:12:39 · answer #1 · answered by Anonymous · 0 0

If a card has an expiration date and that date has passed, the card , legally , is void and no longer useable. If you change the date unilaterally you are responsible for the payment if the customer reneges.You may be susceptible to fraud, small volume or no.

2007-12-19 14:42:42 · answer #2 · answered by googie 7 · 1 0

it is sort of unstable to grant all of that counsel interior the mail-- the letter must be misplaced and such. although, interior the U. S., you could deliver it through way of qualified mail the place somebody has to substantiate receipt, so i could make investments the extra money to insure this letter gets to the college. yet i assume once you're sending it to a PO field (because it is in maximum circumstances right here), that ought to not paintings. can not you basically walk that letter to the college's workplace? additionally, if your card provides you with the choice to generate "digital Account Numbers" (VAN) i could try this. i take advantage of Citibank credit playing cards, and that i in basic terms bypass to their website to generate a VAN and that extremely mask your authentic CC #, yet while the seller makes use of this VAN, it is like charging it on your extensive-unfold mastercard. it is used to keep away from id robbery in those top circumstances.

2016-12-11 09:44:29 · answer #3 · answered by Anonymous · 0 0

It should be illegal to make a guess. You should not be able to extend the preauthorised payment without consulting the customer. They may have intended to switch payment to a different card.
Of course if you mean change it after consulting with the customer, go ahead.

2007-12-19 14:13:55 · answer #4 · answered by donfletcheryh 7 · 0 0

No, under your visa processing agreement you have to call the customer and get the new date/number.

Guessing is not allowed

2007-12-19 14:10:25 · answer #5 · answered by Gem 7 · 1 0

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