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I have money frozen in a paypal account just opened, I ordered a greendot card which happen to be a Master Card, I never applied a money pack to it yet so its account balance is 0.00, but when I add the card to the paypal account, it says;

"This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer's customer service department. Or, you may want to try adding a different credit card."

Whats the deal or does anyone know?

2007-12-19 13:36:41 · 5 answers · asked by sarentack 1 in Business & Finance Credit

5 answers

The first thing PayPal does when you attempt to add a credit card is veify that it is valid. To do this they attempt to place a $1.00 authorization on the account. It is temporary and is usually removed in a few hours so you never really see it. Since you have a $0 balance the attempt was denied.

You can either use a different card or wait until you add the money to the card first.

2007-12-19 13:44:37 · answer #1 · answered by OC1999 7 · 0 0

I hope these answers help...

It won't let you do it because Paypal has to verify your card. The way that companies verify your card is by putting a $1 charge on them, which they later put back in your account. If your card had some sort of a balance on it, it might work.

Another reason, could be because Paypal verifies your credit card to your address that is on your Paypal account. If you are using a reloadable card it won't have your contact information, therefore Paypal won't verify. It's all security measures.

2007-12-19 13:48:12 · answer #2 · answered by Edward P 1 · 0 0

This actually could be for a number of reasons. Right now its due to the fact that you have a zero balance on your card but also could be that the card issuer itself or PayPal has restrictions and doesn't allow for the adding of prepaid cards. I know that when I usually get those AMEX prepaid gift cards for XMas they never allow me to add them to my PayPal acct.

2007-12-19 13:50:01 · answer #3 · answered by aadawnw 2 · 0 0

It is being denied because there isn't any money in that account if you didn't add a money pack the card is not active.

2007-12-19 13:44:05 · answer #4 · answered by pooh 1 · 0 0

i've had no problems with g-dot cards for my p-pal. i would guess that it's because of the zero bal. try loading some funds onto it and try again.

2007-12-19 13:46:35 · answer #5 · answered by oneemazingplace 3 · 0 0

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