2007-12-19 13:09:01 · 6 answers · asked by spinspin2004 1 in Cars & Transportation ➔ Insurance & Registration
For what I have seen, is a yes my friend. Sometimes I wonder why we have insurance. If we hit some, even if is our fault or not, it goes up to cover the damages???? I wonder why not taking a personal loan or just put that money on the side, in case that happen we have a savings account to back it up. Anyway, is a legal rip off that we all have to live with it and there is always the fear of someone trying to sue us... I guess is a never ending circle :-))
2007-12-19 13:17:48 · answer #1 · answered by spammer 6 · 0⤊ 2⤋
It depends on the exact circumstances and how honest your company is. Most states have laws protecting you against auto insurance providers raising your rates if an accident wasn't your fault, so if the accident was purely an "act of God" (i.e. you were driving at a reasonable speed for road conditions, the roads looked clear and dry, and you suddenly hit a patch of black ice when going around a bend). But if you were in any way negligent or contributed to the accident somehow, you can bet they're going to hit you in the wallet. Of course, some insurance agents may try to weasel into raising your rates regardless of actual fault involved, and you need to be prepared to fight them. Over a year ago, my mom was driving through an intersection (she had the green light) and some dumbass in a pickup truck drove the wrong way down a one-way side street and t-boned her. Despite it being obvious to the cops that he was 100% at fault and they even gave him a ticket, her insurance company tried to deem it 5% her fault just so they could raise her rates, but finally relented after she went after them about it for over a month.
2007-12-19 21:53:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
It could. We can't tell you for sure because it depends on a lot of things. Some companies have accident forgiveness where they won't raise your rates for one accident. Sometimes your insurance will go up even if it is a not at fault accident(though this sounds like an at fault accident).
2007-12-20 00:45:58 · answer #3 · answered by Marissa R 2 · 0⤊ 0⤋
It could. This would be considered an at fault collision claim.
2007-12-19 21:13:08 · answer #4 · answered by Boots 7 · 1⤊ 0⤋
Yes, this is an at fault accident and it will count against you, and you'll get a surcharge.
2007-12-20 01:28:09 · answer #5 · answered by Anonymous 7 · 0⤊ 0⤋
well.. its obviously at at fault claim.. you realize that right?
so it could. but we dont know your exact company / circumstances etc so we cant answer that
2007-12-19 22:53:14 · answer #6 · answered by la428282 6 · 0⤊ 0⤋