Can we find out which life insurance company our Dad was insurured with if we cant find the paper work?

Answer 1

It will be much more difficult. A lot of people buy life insurance and then don't tell the beneficiaries about it. You should watch the mail and see if you get some sort of notice. Also look in his bank records and see what insurance company he has been paying. Check with the same agent where his car was insured. Hopefully you will be able to find it.

Answer 2

Keep in mind, you are assuming there *is* insurance.

Insurance through work. Contact work.

Term insurance. Requires premium to be paid within past year (check bank and credit card records.)

Whole Life Insurance. Would have been sending statements...including if premiums were being paid out of earnings. Earnings statements go out in January.

Paid up policies. (These did exist into the 1960s, but would be fairly rare and worth $5-10K at most.) Go through every piece of paper in the house. Look for any reference to insurance policies. Contact the top 20 issuers with name, addresses, SSN and date of death.

Answer 3

Ask an insurance company this question. They may be able to point you in the right direction.

My gut feeling is that you cannot find the paperwork because he let the policy lapse a long time ago and trashed it all. This is not something a husband and a father would hide from his beneficiaries under normal circumstances, so there may be nothing there at all now.

Answer 4

If your Dad applied for the insurance in the last 11 years you might try the MIB policy locator service at http://www.mib.com/html/lost-life-insurance.html

The cost is $75.

Answer 5

check his bank statements, he has to have been paying premiums from somewhere... that would at least give you a name of the company he has been paying.