How can Iget a friend to repay me my money?

Question

I have this friend that I have known for about 10 yrs, she borrowerd $350 and repayed me back within the time we agreed on. About 6 months ago she borrowed $200 and she has not repaid me or said anything about it.

I'm currently pregnant and I need all the funds I can get. She just found she is pregnant and she is already claiming she does not have any money.

How can I ask her for my money without coming off as being rude? or how can I get her to pay me back my money?

Answer 1

Just caller her up and kindlysay look i know we are kind of in the same situation, but that money i loaned you when do you think you will be able to pay me back. Tell her she can end you 50 bucks a month or whatever. And take it as a lesson learned dear. Congrats on the new one!!!

Answer 2

if, in the past, she was conscientious about repaying, i'd say the odds are that this is weighing heavily on her mind but that she's maybe having some harships which make it difficult to pay you back right now. she probably hasn't said anything out of embarassment. you might bring it up casually, such as "Oh! Remember that $200 I lent to you? Well, when I get that back I'm going to spend it on....." or something along those lines. Just to let her know you haven't forgotten, but allowing her to save face for now.

however, if it goes on for another month or so and she hasn't made any moves to repay her, you could gently broach the subject, asking if everything is ok and what you can arrange to get paid back in a way that isn't going to make things worse for her, if possible. best wishes to you. don't let $200 ruin 10 years of friendship, ok? if worse comes to worst, make it a gift instead of a loan, don't lend any more money in the future to her and hold onto your friend for the good she has brought to your life.

Answer 3

I would ask her if she can repay you a little at a time. Explain that you are pregnant and really need to start getting things for the baby. Be kind and friendly about it.
I owe a good friend some money as well. I lost my job and am pregnant . I was able to pay over half of it back but still owe him more. I will pay it, but just can't right now. We are really struggling today. I hope he understands.
I how this is a bad situation, I see both sides to the problem.

Answer 4

She is out of order for putting you in this situation. There is no way she could have just forgotten about the $200.00, its not exactly a small amount. At least you know not to give her anymore money in the future.

When you speak to her next, just ask 'Do you have any idea when i'll beable to get the money back I leant you? It's just that it's been quite a while and I havn't had anything.'

If she said she is struggling with money i'd say, 'That's fine I don' mind you paying it back a bit at a time, say $20 a week?'

You need to be calm but assertive. I know she is pregnant, but that is no excuse to be honest. She shouldn't be having a kid if she cant even afford to repay you.

Answer 5

You've known each other for 10 years. I'm pretty sure you'll know her than any of us here.
What is she like? Is she gonna think that you're rude if you ask the money back from her? Because it is your money.. and she should pay you back, that's just the way it is.

Just ask her politely I guess and tell her that you're pregnant as well and that you need the money. I'm pretty sure she'll understand that point considering she's also pregnant. But whether or not she has the money is another case.

Good luck.

Answer 6

This is usually one of the main reasons friendships break down. One lends money to another and payback does not happen. She is already claiming that she has none to give back to you.
You have the moral high ground and she knows it, even if she resents you for it.
Suggest a nominal amount ($10 a week) that she may be able to stretch to in order to save the friendship. It will take a while to get it all back that way, but you both save face.
I suspect, though, that you will not see your money again and the friendship will falter.
Harsh words, I know, but true!

Answer 7

There's a great quote from Shakespeare

"Neither a borrower nor a lender be,
For loan oft loses both itself and friend."

You've asked her for the money, which you should not have had to do, and she's given you her "roundabout" answer - and that is that her needs come first.

You may want to write this off as tuition to a lesson learned, and don't lend money. Give it away if you care and someone is in trouble, but don't lend again, as it may not come back - and then you end up losing the friend too.

People really reveal their character when it comes to how they handle money.

Answer 8

350 dollars and 200 dollars is a huge ammount of money to not repay right away.

Tell her straight away that you NEED the money, now. And you aren't kidding. Whether you come off as rude or not. This is a big deal.

Answer 9

I would not worry about being rude. She is not a very good friend if she is ignoring that she owes you money. To be nice though, I would ask her if you can sit down and set up a re-payment plan since you need the money back. Once you have something on paper that you both agree to have her sign it.
Good Luck!

Answer 10

I would ask her again to try and get the money to you asap, or just ask her to pay you back some of the money. I doubt you'll get all of your money.

If I were you I would just chalk that up to a loss. Just make this a lesson for you...next time don't lend her any money, or just stop being friends with her altogether if she continues to be rude.