2007-12-19 01:35:59 · 7 answers · asked by Jade B 2 in Cars & Transportation ➔ Insurance & Registration
Repeat after me ... 'Contradiction in terms.....' ALL insurers who claim to save you money or offer cheap car insurance ALWAYS add the stinger ' if you haven't claimed for three years.... or if you have a full NCD'...... So nowhere is gonna be what you probably consider 'cheap'....
2007-12-19 01:45:31 · answer #1 · answered by eriverpipe 7 · 1⤊ 1⤋
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit score es and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps!
2007-12-19 11:35:33 · answer #2 · answered by Insuranceman 6 · 0⤊ 0⤋
Call Progressive, Geico and also some local agents out of your phone book. One accident may not affect your rate that much- there are a lot of other factors that go into your rate as well.
2007-12-19 17:19:40 · answer #3 · answered by Marissa R 2 · 0⤊ 0⤋
You can't. If you claimed with an 'at-fault' accident then your premiums will be sky-high where ever you go.
2007-12-19 01:39:52 · answer #4 · answered by mark 7 · 0⤊ 1⤋
I found the cheapest car insurance for my son as a provisional driver with Quinn insurance. He has a renault clio 1.2 and it was £280 for third party and £580 for fully comp and that was when he was learning.
No harm in getting a quote from them.
http://www.quinn-direct.co.uk/tracks_land.html?advertcode=GOOGLE1&gclid=CIvY76_LtJACFQqwQwodpTQZKw
2007-12-19 01:47:39 · answer #5 · answered by Cheryl B 6 · 0⤊ 1⤋
If you have no claims protection your premiums may not be too much more but wait until you get your renewal quotation or are near that date then try www.confused ,co
2007-12-19 08:03:26 · answer #6 · answered by Scouse 7 · 0⤊ 1⤋
AIG should be a good fit for you to go check out.
2007-12-19 01:44:17 · answer #7 · answered by lazyinvt 1 · 0⤊ 0⤋