Cell phone insurance, is it really needed or worth the price?

Question

I pay a total of 14 dollars a month for 3 phones but if one breaks there is a 70 dollar deductible unless you sign up for a 2 year contract. I like my service provider and all but was wondering if the insurance was best or if something happens just buying a new phone. Possibly off ebay or direct from the manufacturer. Your thoughts?

Answer 1

To be very honest there are 2 ways to look at it? If your not the kind to just lay stuff down and lose them and don't work in a construction type of job, where accidents happen a lot or a student in school then I would say probably not.

However if answer yes to any of those questions? The don't walk just run, run, run very fast and hope you can get the insurance start before something happens..lol

Because I work construction and I can go through 2 and 3 phones a year from just dropping them from a roof or just leaving it on the truck...lol

Best of luck..

Answer 2

My Opinion its not Worth It I used to have insurance on my phone and i cancel it because any new phone will come with 1 year warranty and if something wrong with it i can send it back to the manufacture get it fix or if they cant fix it they will send me new one,and i try that so many times, and if the warranty not cover i will go on eBay.com their is a lot of good new phones their!