He put $300.00 on one, which was the credit limit, and he opened another one without my knowledge although he has not used it. He maxed out one of my other credit cards that I already had. I was very mad about this and he even tried to turn the tables saying that it's my fault, because I am such a big spender, where I never buy myself anything. He even brought up that in three days I spent $100, which I spent at the Supermarket! Isn't this outrageous?
2007-12-18 05:32:23 · 15 answers · asked by tscheggl 1 in Family & Relationships ➔ Marriage & Divorce
I would be upset! You should call all your credit cards up and withdrawal his name from your accounts. This way he will not be able to use your accounts.
2007-12-18 05:45:50 · answer #1 · answered by Anonymous · 1⤊ 0⤋
There is virtually no legitimate credit card that has such a low credit limit. Opposite of what people think, if your credit is bad, the companies tend to give higher credit limits, so that you'll overspend, rack-up lots of interest, which is the only way the credit companies get a profit.
Assuming you are a consenting adult, then what your husband did is not only immoral, but also illegal, at least in the US.
However, is it possible that you are referring to a debit or gift card, which, typically, has low sums? (granted, they usually aren't in anyone's "name"; and they are treated as cash, although you have to select the "credit" button at the retailer)
Regardless, since you put this under the "Marriage & Divorce" forum, I presume you are planning on divorcing him. Assuming this is the only thing that got your knickers in a twist, make sure that you're right about the above before proceeding!
2007-12-18 07:51:35 · answer #2 · answered by skaizun 6 · 0⤊ 0⤋
I would be really really mad. Sounds like he has some kind of issues. You need to close out these credit cards. And of course he's going to try to point the finger at you. He's trying to justify what he's doing. You don't want him messing up your credit. Don't let him do that to you! And if he does that to you again I would say what's wrong that you have to go behind my back. Then after his response I would say, Sure I'd love to help you out....now which way did you come in.
2007-12-18 06:03:24 · answer #3 · answered by rock of ages 6 · 1⤊ 0⤋
You have every right to be mad. I certainly would want to know where the money went and what he spent it on. What he is doing is getting you in debt and a financial disaster is waiting to happen.
My ex-husband did the same thing and I didn't know until we were getting a divorce. Because we were married, I had just as much responsibility as him. I had creditors calling me constantly and even got my check garnished. I ended up having to file bankruptcy and I am still recovering and struggling.
2007-12-18 05:37:57 · answer #4 · answered by wondermom 6 · 0⤊ 0⤋
Yes, that's credit card fraud. You need to explain to him that this is not ok. If he wants credit cards tell him to open them in his name. My ex-husband did the same thing and now that we are divorced I'm stuck with credit card bills I didn't even know I had in my name.
2007-12-18 06:17:53 · answer #5 · answered by Packer Backer 3 · 0⤊ 0⤋
That is messed up. Cancel them and put a alert on your credit report so you must be contacted before credit is issued.
2007-12-18 09:04:19 · answer #6 · answered by breenahgail 3 · 0⤊ 0⤋
How is he able to open them in your name? You should be able to cancel them then. I would very angry if my spouse did this to me. He is ruining your credit! Why doesn't he open them in his name? My guess is that he has already ruined his credit and now he's working on yours! Don't let that happen. It sounds like there may be more underlying issues in this marriage?!?....may be time to consider marriage counseling!
2007-12-18 05:43:56 · answer #7 · answered by ladybug 3 · 0⤊ 0⤋
Hell yeah i would be mad! Thats ur credit he's messing with. Did he buy stuff that the family needed or just stuff for himself? I would cancel all of them. Thats very illegal.
2007-12-18 05:39:43 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Press charges now! He doesn't care about you and will milk you dry then leave you. He's probably already been cheating on you. He's showing you his true self and you should be thankful you found out now. File for divorce and press criminal charges on his AS5.
2007-12-18 05:46:34 · answer #9 · answered by homeslice 2 · 1⤊ 0⤋
Yes, You need to Make sure he Stops. Just because he's Married to you, doesn't mean he's not breaking the Law. You may want to run that info. by him. Good Luck !!
2007-12-18 05:45:36 · answer #10 · answered by casper 5 · 1⤊ 0⤋