My uncle got arrested last February and my aunt (a drunk, drugged up, gambling you know what) stopped paying there house payment. Now they had only lived in this house for three months before all this happened and with my uncle in jail my aunt has not paid anything on the house and let there insurance laps but …. And here’s the kicker she still living there free of charge and has not been evicted. The loan company did send her a letter saying the house was in foreclosure and would go up for auction but that was 4 months ago. She’s been in the house free of charge for 10 months and I was wondering how long can she stay there free of charge before they kick her *** out??? Also her drunk friends and two new cats have trashed the place is she going to be liable for the damages?? I guess I wouldn’t care but I hate to see scummy people get by so easy I mean I have to pay my house payment to live there.
2007-12-18 03:24:44 · 12 answers · asked by Vanessa 3 in Business & Finance ➔ Renting & Real Estate
Yes I want her to get evicted she has three kids and they were taken away for a weekend and then given back. I worry about them in a drinking, drug environment but as long as they have a roof over there head the child services doesn’t care. I hope when she gets evicted and has to live in her car that the child services will step in and put the girls in a clean safe environment were they can get the counseling they need (the 8 year old has resorted to self mutilation through biting and yes child services knows about this)
2007-12-18 03:36:18 · update #1
Depending on where you live, the wheels of justice move quite slowly.
Why the bank/lender is taking so long for foreclosure is a good question. Eviction as a rule follows forclosure and usually a lender want to protect its investment to recoup as much of its money as possible.
It is aggravating to see someone such as this get away with living free but think about this.....
Where do you think she will be in say....5 years? Believe me, life won't be so easy for her.
She is on the downward spiral.
2007-12-18 03:33:23 · answer #1 · answered by we_are_legion99 5 · 1⤊ 0⤋
If you don't pay, you can't stay. Evictions can be as short as two weeks or maybe 60 days; then the Sheriff comes and hauls all belongings out of the house and puts it all at the edge of the property. Sounds like a bad situation getting worse. Your aunt needs help before it's too late.
2007-12-18 03:33:42 · answer #2 · answered by RT 6 · 0⤊ 0⤋
If she owns the house she can't be evicted, that is a term used for renters. If the bank forecloses and sells the house at auction, then when the new owner comes to take posession of the property they can call the police and have her forcibly removed. Also, she won't be liable for damages if she owns the place, the new owner will have to buy it "as-is." If she is renting then she is in big trouble...
2007-12-18 03:29:09 · answer #3 · answered by ☼miss cleo☼ 4 · 0⤊ 0⤋
Eventually the bank will take the house. The police will evict her and the house will be sold by the bank either at auction or on the open market. She won't be liable for the damages, but her and your uncle's credit rating will be in the toilet and they won't be able to buy another house (or anything that requires credit) for several years.
2007-12-18 03:30:05 · answer #4 · answered by Hex92 5 · 0⤊ 0⤋
It takes time for the courts to process all the paperwork, but she will get a notice to vacate the premises and if she doesn't they will issue a warrant to pgysically set everything out. The house will go up for auction and when sold, whatever the difference is between the mortgage amount and what they got from the auction will be the mortgage holders responsibility to pay. I would say she is getting pretty close to the time they will be setting her out.
2007-12-18 03:29:39 · answer #5 · answered by VILLAGE PEOPLE 2 · 0⤊ 0⤋
It won't last her forever. Someone will buy the house in auction and she will be evicted. There are lots of foreclosures nowdays and there might be a backlog of houses in auction. There might even be such a surplus of foreclosed homes that some have not been able to sell at auction. Eventually, investors will buy them and she will be asked to leave.
2007-12-18 03:28:45 · answer #6 · answered by A.Mercer 7 · 0⤊ 0⤋
It can take up to a year before eviction procedures are completed and after that, they can sue your aunt for damages, although chances of them actually receiving their money are very slim since it doesn't sound like she pays taxes or gets a regular paycheck.
2007-12-18 03:32:42 · answer #7 · answered by ? 2 · 0⤊ 0⤋
She will stay as long as the court fails to evict could be a long process petrol works a lot quicker lol
2007-12-18 03:33:59 · answer #8 · answered by golden 6 · 0⤊ 0⤋
Wow that's not cool....but yeah when people do things like that it is soooo hard to get them out there is a long process to do so. But the police will show up at some point and she will be out on her butt!!!!
2007-12-18 03:30:27 · answer #9 · answered by distantdreams2003 2 · 0⤊ 0⤋
when they come in to actually do a walk through to access the homes worth she will be handed a vacate notice, if the house is worth 200,000 and they sell it off for 100,000 she and her husband are still liable for the other 100,000.
2007-12-18 03:28:53 · answer #10 · answered by Anonymous · 0⤊ 0⤋