if they're insurance sues you, and you have nothing, no assets, what would happen then?
2007-12-17 10:12:19 · 9 answers · asked by polkajen 1 in Cars & Transportation ➔ Insurance & Registration
Innocent person injured and wrecked vehicle
2007-12-17 10:20:47 · update #1
The person who you hit - should be able to file an uninsured motorist claim against their policy for their property damage and injuries.
Once all the claims are settled - that person's insurance company will contact you. You can set up a payment plan with them. The company will not charge interest - they just want to get paid back what they had to pay out on to their policyholder. Most companies will want at least 100 per month - until the debt is paid in full. As long as you make the monthly payments - it's not a problem.
If you stop making the payments- they can suspend your drivers license, sue you or turn you over to collections.
2007-12-17 12:04:28 · answer #1 · answered by Boots 7 · 0⤊ 0⤋
If you live in a community property state, yes, then can attach your spouses wages also.
If you're sued, and have nothing, and the person suing prevails, they will have a judgment against you and can collect on any future assets. Your parents leave you a house, or some money, they attach it. You get a tax refund, it goes to the insurance company with the judgment. They will collect sooner or later.
2007-12-17 10:31:06 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
Yes, they can garnish your wages. Not sure about spouse's is he listed as a registered owner of the car? He could possibly be liable for allowing an uninsured vehicle to be driven.
2007-12-18 01:49:30 · answer #3 · answered by Anonymous · 0⤊ 0⤋
yea the first guy is right and most likely they will haul you and a few other people in your district to court at the same time (more efficient) and get a judgement against you, all depending on how much it is. the collection agency is by law able to tact on something like 20% of a collectors fee for their trouble. what i would suggest you try to do is contact the collection agency and negotiate a settlement. if you did $5,000 worth of damage they probably paid the insurance company $500 for your debt so you might be able to settle for 1, or 2 thousand and keep your credit clear at the same time
2016-05-24 10:08:24 · answer #4 · answered by garnet 3 · 0⤊ 0⤋
They can garnish the spouse's wages, if you live in a community properpty state.
2007-12-18 02:46:44 · answer #5 · answered by Anonymous 7 · 0⤊ 0⤋
If the spouse is listed on the title of the car then yes.
2007-12-17 12:04:36 · answer #6 · answered by Anonymous · 0⤊ 0⤋
no they will no do anything to the spouse,but put you in jail then you will still have to pay the money and your license will also be suspended.
2007-12-17 10:18:47 · answer #7 · answered by Anonymous · 0⤊ 1⤋
get some insurance then go see a lawyer
2007-12-17 10:19:47 · answer #8 · answered by mike_b_284 3 · 0⤊ 1⤋
thy will get there money sum how
2007-12-17 10:16:59 · answer #9 · answered by bailey2204@sbcglobal.net 5 · 0⤊ 0⤋