My friend, Wenni had been called, and told that she would be given a free cruise if she went to a meeting. She went to the meeting and was given an application to send in for the cruise. She was given a contract to sign (not told it was a contract) and just told to sign here and here, she did so thinking she was signing up for a club. That would allow here to go on vacations etc. (was not told it was a timeshare) Later on she sent in her application for the cruise, (did not kno they were in Canada) so go there one day late. She recieved a letter saying she could not go because of this. She was told at the meeting that she could get 2 free weekends at the Windsor Country Club, she tried to get this one day, she called the supervisor Michael and he never called back. During this time they were taking money out of her account. She gave them 1k at the meeting, and they took $150 a month. She stopd access 4 months ago, and they are saying she signed a 10k contract and that its uncancelable
2007-12-17 09:38:30 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
where is this, mate?
seems like all the fellows above are Yanks and maybe this didn't happen in America but in Canada??
The laws are different in different places.
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The usual law in America is that you have three days to recind the deal, after which you're on the hook.
Not reading what you're signing is not an excuse in America, unless you are under legal age, temporarily or permanently incompetent, or unable to read.
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Btw, the written language of the agreement holds in America and trumps anything said during the sale activity. Read it -- it says so right in it!
2007-12-17 09:58:21 · answer #1 · answered by Spock (rhp) 7 · 1⤊ 2⤋
Since you are so far into this contract I would take action with your states attorney general. Since they are in Canada I am not sure what the laws or actions are that can be taken against them. You can also filing complaint with the BBB or check with ARDA.org they are an organization that oversees ethics in the timeshare industry. They might be able to help you with this problem. I know what they did is not right but signing something you didn't read is a big no no. I have been in the Timeshare Resale business for 7 years now and have heard these stories many times over.
Should always stay away from companies that give something away for free.
2007-12-18 09:48:29 · answer #2 · answered by Jason D 2 · 0⤊ 1⤋
I’m afraid I have bad news for you, but before anything you should check in to your rescission period clause. In some resorts you are still able to cancel as long as you have not used the unit.
If you feel you were victim of misinformation and signed a contract without knowing that you were purchasing you have to take legal action.
You can do that here:
Federal Trade Commission in the USA
for information on timeshare issues
http://search.ftc.gov/
File a complaint with the FTC
http://www.ftc.gov/
File a complaint or get information
from your State's Attorney General
http://www.naag.org/
2007-12-18 15:09:54 · answer #3 · answered by Anonymous · 0⤊ 1⤋
Your friend made a classic error. She signed documents which she didn't bother to read thoroughly. She is now on the hook for $10,000, and you can rest assured that they will come after her for the monies.
2007-12-17 19:38:19 · answer #4 · answered by acermill 7 · 2⤊ 0⤋
No, You have 3 days to back out. After that it's a foreclosure or judgment on her credit.
2007-12-17 17:49:49 · answer #5 · answered by Anonymous · 2⤊ 0⤋
Look before you leap
2007-12-17 17:46:05 · answer #6 · answered by Anonymous · 2⤊ 0⤋