what is a quick bike that wont kill me when it comes to insurance im 16?

Question

im 16 and im looking for a bike that has some power but wont be considered a street bike...any sugestions

i ride bmx and motocross so i know the basics

Answer 1

a pedal bike.. sorry..

Answer 2

Dude, depending on where you are living under 21 is gonna make your wallet very ill when it comes to insurance. That wallet is gonne be spewing up it's guts every time the bill is due. That's not only two wheels, but four also. Now Honda has some really neat looking scooters that are fast enough for hiway speeds without really straining to hard, and are not considered motorcycles.

Pretty quick little buggers, too! One of the older ladies where I worked had a pretty large Honda scooter. I think it was called a Silver Wing. It kept up with my H-D FXDWG as long as I wasn't in "hurry" mode. Didn't look bad either. Pretty sharp is you ask me. And I think she was only paying $39 a month for the bike, which would leave more for insurance.

You may be able to get a deal on insurance if you finance through Honda Credit. My bike is financed by H-D, and also insured by them. When I got the H-D insurance, my bill was cut in half, and I got better coverage. Check out all the options before you sign on the dotted line. The insurance companies will try to screw 'ya if they can.

I'd check into that Silver Wing if I were you. If an old lady can handle one of them, and it can keep up with my 1,450 cc hog, then it's gotta be a pretty good beginner ride. Just one other thing. Try to get a used one. They say there are two kinds of bike riders. Them that have dropped their sled already, and them that are gonna drop it. And after riding for over 20 years I know this to be a true statement. I have a steel plate, a pin, and some screws in my left leg as proof.

Just remember not to hurry the learning curve. Don't take a passenger until you are comfortable by yourself. I never ride with a passenger. You never know if they are gonna do something stupid. Wear good protective equipment. It costs a bit up front, but doctors, or the hospital, costs more. Don't let anyone try to get you to do something stupid for their amusement. They want funny, let them pee their pants. I find that funny. And never forget your helmet!

I learned to ride on a moped. Yeah, a moped. Piece of garbage moped at that. Then I got some old scooter, the name of which I can't even remember anymore. And now I ride a hog. The thing is, I managed to live this long to do it because I was very careful. You can NEVER be too careful on two wheels.

Good luck, take care. When you ride, ride safe. Ciao!

Gotta add a little here after looking at some of the info. A car ain't gonna make you a better bike rider. In fact, too much car makes you worse! I recently got my bike back after it was in the shop for two months getting a new top end. Took me that long to get the dough. Less than 24 hours later I dropped the big pig in a supermarket parking lot becasue I forgot some rules. And for the last few years I didn't even OWN a car! Just two months in a car made me forget everything I learned, and what I did out of habit. And the one guy is right, a bike won't kill you anymore than a gun will. (By itself, that is.) Someone, somewhere, has to screw up. You start slow and easy. You will in fact, be a better car driver because you will be looking out for things that would badly damage you on the bike. Here is another pearl of wisdom from my meager supply. There are old riders, and there are bold riders. There are no old, bold, riders. Think on it. Feel free to drop me a line with any questions I may not have covered fully. Adios!

Answer 3

When I was 18 I got a 1990 Honda VFR 750. It shares a lot of parts with the CBR and had a single side swingarm (looks really sick). It was very comfrotable and for some reason considered a cruiser so insurence was around $100/yr. It had under 100hp so I didn't have too much, although I had enough to put her in a ditch not too far from my house.

However, I aguree with the other guys, driving a bike is much harder and more dangerous than driving a car. Get yourself a quick little stick shift car and learn to drive before you try and ride.

Oh, and any bike has what it takes to kill you! Please be safe.

And **** that 50cc bullshit, you think you're ever going to learn how to ride buy buzzing along at a blistering top speed of 27.6mph! If you want to get used to a bike, tell your parents to buy you a dirt bike and take it to the track.

Answer 4

Hanging out with the unicorns and leprechauns at the dealership at the end of the rainbow. At 16, anything that has any power will kill you either through your wallet or through your flesh. Learn to drive a car for a few years and avoid EVERYTHING on the roads before trying a motorcycle.

Answer 5

Drive a car for a couple years before you get a bike. Nothing is safer than experience.

If you are going to get a bike anyway, get a cruiser. They are all going to be faster than a car. I started on a Kawasaki Vulcan 500 (back when they were much bigger than a Honda Rebel). It was pretty much a Ninja with a cruiser frame. Blew the doors off of a Z28 and a Mustang in a race once.

Answer 6

with all honesty b/c its labeled a "street bike" doesn't mean it will kill you on the insurance. when i was 18 it cost me $345 for a full year to insure a ninja 250ex. I am sure it wont cost much more, if any for you, being that your 16. it was well worth it and with the ninja 250 you cant go wrong its a great beginner bike.

Answer 7

hayabusa with a turbo kit and tell them its got nos. ... no really you would have to look at a different type of bike like a cruiser or dual sport or tourer. the ins companies have each bike's info, the sport bike coverage cost more for a reason. ... young kids who have proved time and time again that you really can hurt yourself on this machines. which then cost the ins company because they have to fork out the pay off. and they are more likely to be stolen. so unless you get a ninja 250 you can forget about a sport bike .... you have to pay to play.

Answer 8

how about a used gilera dna 50cc? That will be quick enough for 12 months whilst you get experience and 1 years no claims bonus behind you. Take your cbt, and your test as soon as you can.

if you have money to buy new and are already skilled in the use of a bike, get an aprilia sxv supermotard 50cc. You've got to stay low on the cc to keep the insurance down.

Answer 9

Check out used cruiser type bikes.

Good luck.

Answer 10

ok you should get a bicycle that is a safe bike to ride and it wont kill you

Answer 11

Go with a motorcycle that not as many younger people get. Something like a Ninja 650r, my insurance rates on that are very cheap.