Where can I report something like credit card fraud?

Question

In Ny state where can you report credit card fraud? I thought you were supposed to be 18 in NY to get a credi card because thats when you have credit..or whatever.. Well somebody I know is 17 she ahs gotten like 4-5 diffrent credit cards and maxed them all since she was 16. I can't report them to the company itself because there were a few and Im unsure which ones they were.. I mean isn't this fraud, can't you get in trouble? She lied and said she was like 19-23 to get them..

I mean this is illegail though right?

I hate how people ask for help then they listen to ****...Why does it bother me? Well maybe because it's my younger sister and she is heading down the wrong path and I don't want to see that!

Parents know and shrug it off because they don't want to see her in trouble for it..

Answer 1

There isn't a state agency that handles that - you could try contact the credit bureaus (Experian, Equifax, Trans Union) to see what procedures they have for a case like this.

Answer 2

He won't exactly get into trouble but if he doesn't report the ID theft to the card company, he may end up being held responsible for PAYING. Failing to report the fraud will be considered as permission for his friend to use that card in his name. Basically, if your ex doesn't want to report the so-called friend, then he has to live with the bad credit and pay the bill.

Answer 3

Reporting Credit Card Fraud
If you lose or have had your credit card stolen, you should immediately report it to your card issuer. Once you report the incident, you are no longer responsible for unauthorized charges made on your card.

In the US, credit card fraud can be reported to the Federal Trade Commission (FTC) and to local and regional authorities.

It is the standing policy of the FTC not to investigate reports where the value of fraud does not exceed $2000. Local law enforcement may or may not further investigate a credit card fraud, depending on the amount, type of fraud, and where the fraud originated from.

If you are a merchant and you suspect orders have been placed for your products/services using stolen credit card information you will need to contact VISA/MC/AMEX/DISCOVER to obtain the issuing bank's phone number then call the bank to report that you suspect that their customer's credit card information has been stolen.

Answer 4

It is up to the credit card companies to deal with her and the law. They would be the injured party. You parents may bear liability, especially if they are aware of what she is doing. She must have paid something on them in the past 2 years. Where is she getting the money?

You can try talking to her, but you probably have tried this. Trying to turn her in will just make you the "evil snitch" in the family. Obviously, do not cosign anything for her.

Answer 5

you would need to contact the particular credit companies to report her. You better have proof that she is underage ..
Why does this bother you? She will get found out on her own because these companies periodically check their info with social security etc .

She's ruining her own credit and really doesn't need help from you

Answer 6

Contact the credit reporting people

Answer 7

Check out FTC.gov for reliable information. Go to a reliable source for something this serious.

Answer 8

Yeah..Why don't you go to FTC(Federal Trade Commission). It's been helping victims of fraud.. and catch those evil fraudulents.

Answer 9

I would ask her what her credit card company is and ask tel her it's wrong and tell her to clal her credit card company and cut her credit card up.

Answer 10

The FBI. Identity theft is a federal offense.