Layaway policy?

Question

I want to get my fiance an XBOX360 ($250+/-) for Christmas, and I also want to get myself a laptop ($500+/-). My budget is low, but steady, and I wanted to place these two items on layaway. I need some ideas of where the best places are to place layaway electronics, and a good return policy, too. I heard that Wal-mart counts the first down payment as the "purchase-date" and if it takes you more time to pay it off then there return policy dates state, then they won't take the item back. Is this true? Does Walmart still have layaway? Please give me plenty of information.

Answer 1

Walmart has done the same as Target and now offer a credit card instead of Layaway.

Here is an online sight for you to look at and maybe use:
http://www.elayaway.com/