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I recently was sent to the hospital after overdoing it on cocaine and oxycontin. I didn't have my insurance card with me, so they sent me a bill. It's for $2500.

My fear is if I report it to my insurance company, it's going to be on my record forever. It might already be, I don't know. The discharge papers from the hospital say something about drug use.

I can afford to pay it out of pocket if I have to, but naturally, I'd rather not. If I claim this on insurance, can they use it against me in the future? Or can another insurance company use it against me in the future. Is it more likely to hurt me if I report it, or can anyone find out about it anyway?

If someone has some experience with this, I'd love to hear your take on this.

Thanks.

2007-12-14 18:44:49 · 2 answers · asked by Anonymous in Health Other - Health

2 answers

I would recommend if you have a doctor friend or someone you know in claims department they may be better choice to answer your question.

2007-12-14 18:53:47 · answer #1 · answered by Dil 3 · 0 0

Do not report this to your insurance company. I'm afraid you'll have to pay for this out of your own pocket. There's some information you just don't want your health insurance company to know.

2007-12-15 03:02:48 · answer #2 · answered by Richard B 7 · 0 0

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