The police were called and they asked if an ambulance was needed the other party said no, So the police said to just exchange info if there were no injuries. I have since called the other party involved to see if they were alright, And now they are saying that there are injuries. what will happen now? they were very nice to me at the scene, but when i called them on the phone they were extremely , Well not nice at all what will happen now?
2007-12-14 06:26:42 · 15 answers · asked by pauleygurl66 1 in Cars & Transportation ➔ Insurance & Registration
It sounds like you don't have insurance, If that is the case you need to contact a attorney , because it looks like the other people already have or are going too since they seem like there going to make you pay for any injures or medical costs. Don't contact them again , let your attorney do all calls from this point on.
2007-12-14 06:36:25 · answer #1 · answered by arch_angel21@sbcglobal.net 3 · 0⤊ 0⤋
You need to have public liabilitiy insurance for every vehicle you operate. If you are stopped by the police for any reason, the first thing they ask for is your driver's license, your vehicle registration and proof of insurance, don't have to be involved in an accident. In your case, you may have gotten away with it since it appears that the police either didn't show up at the scene or at least didn't check documents because there were no injuries. You didn't say if there was damage to the vehicles. Neither did you say if it was ascertained whose fault it was. If the accident was your fault, and if they have witnesses, they can attempt to sue you for damages. Your insurance company would normally go to bat for you and take care of it, however, if you don't have insurance, you could be sued personally. If they report the accident to the police after the fact, you could also still be fined for driving without insurance, have your car impounded until such a time as you obtain insurance, and have your driver's license suspended. It's a pretty high price to pay for not having the required public liability insurance.
2007-12-14 06:45:28 · answer #2 · answered by transplanted_fireweed 5 · 0⤊ 0⤋
well, if you have any kind of assets, be prepared for a lawsuit. If you have no assets, most attorneys will only come after you on a contingency basis, meaning they collect perhaps 1/3 of all money awarded by the court. If there is nothing to collect, then the attorney has nothing to pay them, and will generally have little to no interest in pursuing that angle.
As for you personally, you may be liable for any damage to the other persons automobile and their medical expenses.
A lot of people think they are saving money because they are not paying insurance, and they are, right up to the point they get in an accident.
Now the biggest question is this. Was anyone ticketed in the accident, in other words, was blame assigned to anyone? If it was the other people, you should be OK, other than you might end up getting a ticket from the police if the other people report you. If you were blamed, you might have a big problem.
2007-12-14 06:37:56 · answer #3 · answered by Rafael P 4 · 0⤊ 0⤋
I am surprised the police didn't issue you a court summons because you couldn't show proof of insurance. In Missouri, this offense carries a heavy fine - I'm not sure of other jurisdictions.
Given your wording, I presume you were at fault in the accident. If this is the case, the other party will (or should) contact their own insurance company to file a claim on their own insurance. If they're particularly grumpy, they may find an attorney to search public records to determine if you have any assets, then sue you to get a judgment forcing you to compensate them for injuries.
If you do not have assets, there's not much they can do to you beyond give you a hard time.
If the other party is at fault in the accident, they have no reason to be upset that you don't have insurance. Furthermore there's not much they can do to you if they're at fault.
If you live in a state that has no-fault car insurance, the other party is supposed to file a claim with their own insurance company and you're supposed to file a claim with your insurance company (if you had one). In no-fault states it doesn't matter if the other guy has insurance or not.
I hope this is helpful. In the future, please, please obtain liability insurance before driving.
2007-12-14 06:42:34 · answer #4 · answered by Adam 6 · 0⤊ 0⤋
They'll hire a lawyer and sue you for every penny you're worth. And possibly your parents, even if you're not underage. I hope that's YOUR car, since the owner of that car will be held liable as well.
No ambulance does NOT mean no injuries.
If you are in a state where insurance is mandatory, then you may have your license suspended until you remedy that situation.
2007-12-14 09:51:51 · answer #5 · answered by Kasey C 7 · 0⤊ 0⤋
It depends on where you live. The other driver has the ability to pursue legal actions. The other driver/or their insurance company can go after you in civil court to recover any damages. This can result in a cash settlement or can even have liens applied against property you own. This can even apply to your parents if you live with them. The other driver may have recourse through your homeowners insurance as well if you have that.
Depending on where you live they may actually be able to have your vehicle impounded, and auctioned off to compensate the other driver.
Lastly, the reason they may have been abrupt with you is on the advice of their insurance, or legal counsel.
Good Luck.
2007-12-14 06:52:00 · answer #6 · answered by Lexi D 2 · 0⤊ 0⤋
Who is uninsured - you or the other party?
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Either way the injured party will have to sue and claim damages. The police (or DMV) will probably get involved also (suspension of license, etc.)
Good Luck and drive safe.
2007-12-14 06:32:58 · answer #7 · answered by Lover not a Fighter 7 · 0⤊ 0⤋
They will demand money from you, if you caused the accident. If you don't pay it, they will sue you, and likely win, if you caused the accident. If you feel you are NOT at fault for the accident, you can hire a lawyer out of pocket, to defend you, and countersue for YOUR damages plus court costs.
Eventually, if a judge finds you at fault, they can attach your assets and garnish your wages, until forever, until it gets paid.
2007-12-14 06:34:35 · answer #8 · answered by Anonymous 7 · 0⤊ 0⤋
You will probably get personally sued for any damage to their person or vehicle. You need to talk to a lawyer if that happens. This is not fun. good luck.
2007-12-14 06:35:39 · answer #9 · answered by Jeff 2 · 0⤊ 0⤋
u didn't have insurance or they did not have insurance. usually there is a law suit involved in these types of cases.
2007-12-14 06:34:28 · answer #10 · answered by cajunbaby 6 · 0⤊ 0⤋