What kind of rates do you get when you take the rebates instead of the low apr?

Question

Im thinking about getting a Nissan xterra and using the 2000 rebate, Im wondering what type of intrest rates i would get from the dealer. I have good credit and have allready been aproved through nissan financial. anyone who has done finacing through nissan your answers are appreciated.

Answer 1

Watch out the Sharks are circling! Car Loan Sharks. Rebate you have to pay income tax on that. Get pre approved at your bank or financial institution before signing anything. Many times rebate and interest at car dealers are quite good just be careful. Know what your bank can do and other car loans from other local banks. I bank at Bank Of America and chose a Chase Car Loan 1.5% less interest. Interest of xx compounded annually really adds up so pay down the loan as much as possable.
By the way Xterria Is a great 4x4 small SUV hope you got the all wheel drive version. 2 wheel drive is rugged to but not as much mountain goat.

Answer 2

For Credit and finance solutions I always visit this site where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=yiu74nbD6cJj

RE :What kind of rates do you get when you take the rebates instead of the low apr?
Im thinking about getting a Nissan xterra and using the 2000 rebate, Im wondering what type of intrest rates i would get from the dealer. I have good credit and have allready been aproved through nissan financial. anyone who has done finacing through nissan your answers are appreciated.
Follow 5 answers

Answer 3

Unless they are offering you 2% or less financing instead of the rebate, I'd take the rebate and then go to www.eloan.com I got a new car loan with 100% financed and a rate of 6.25%, I doubt your bank can match that rate...nor the dealer.

Answer 4

depends what state you live in, lowest rate in ca i seen is 5.99 @ 60mth and that was through bank of america, not sure what they are now, go with a credit union they always give the best rate, 6.25 is pretty high, also are you planning to pay off early or going through the whole 5yr loan.

one more thing look out for instore rates. cause where i work you get the rebate and 2.9 rate for 60mth 100% finance

Answer 5

customarily Rebates. yet do no longer take my be conscious for that... perform a little basic math. confirm how lots a "loan" might value you thru a financial company (finished interest rate) and be taught it to the completed "rebate"...... each and every rebate/low interest application is diverse. DO the mathematics and you gets the appropriate deal........

Answer 6

it really depends on your credit for the interest rates...... r u going to use the rebate for your down payment, if so for every $1000 dollars you put down that is $20 dollars of your monthly payment

Answer 7

What kind of rates do you get when you take the rebates instead of the low apr?

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