Besides freeanualcredit report.... how can I ????

Question

Aside from using freeannualcreditreport.com how can I look at all three of my credit reports? I hae already used freeannulacreditreport once this year. I am looking for a good service that isn't a scam and overpriced. Does anyone know of one?

I have looked into the differnent crdit agencies but they are all selling products too... It really feels like a scam to me. Was hoping there was someone out there who had used a service and had something good to say about it

Answer 1

I believe you can just go to each individual credit bureau's website and get a copy from them. I think the fee is like $8 and you can be sure its legit because its the actual credit bureau. Like Experian.com for example.

Answer 2

AnnualCreditReport.com is the site set up to access your free annual report from each credit bureau. People often confuse it with FreeCredit Report.com which requires you sign up for their monitoring service.

If you space out your reports over a year, you can easily monitor your credit reports.

In my opinion, all those monitoring services are overpriced. If you want to see additional copies of your credit report, buy a one time copy from the individual credit bureau. Don't sign up for any of the monitoring services.

Answer 3

The annual site gives you all three, but it sounds like your looking for your scores too.

Go to a place like http://www.spendonlife.com and order their 3 free reports and scores. Then after you get them, cancel the credit monitoring trial unless you actual want the credit monitoring.

Answer 4

what cara said...