I had insurance at the time but not anymore. I tried to apply again for insurance but they put a rider on my policy saying that it awas a pre existing condition and they wouldn't cover it for a year. I had the surgery in September 2006. I applied to medicaid but they said I didn't qualify for medacaid because I don't have kids. I was supposed to go for a follow up in August but didn't go because I couldn't afford it. I'm in college and I work but I can't afford to pay for another surgey if something is wrong. Any advice on what I should do?
2007-12-12 14:29:53 · 9 answers · asked by hanna 1 in Health ➔ Diseases & Conditions ➔ Other - Diseases
I do understand your situation.
Check this link and see if you can qualify for a free or low cost pap.
http://apps.nccd.cdc.gov/cancercontacts/nbccedp/contacts.asp
Also check the Women in Government site this organization is dedicated to the Challenge to Eliminate Cervical Cancer
http://www.womeningovernment.org/prevention
Women In Government is a national 501(c)(3), non-profit, bi-partisan organization of women state legislators providing leadership opportunities, networking, expert forums, and educational resources to address and resolve complex public policy issues.
Women In Government leads the nation with a bold, courageous, and passionate vision that empowers and mobilizes all women legislators to effect sound policy.
I wish you well.
2007-12-14 07:34:41 · answer #1 · answered by tarnishedsilverheart 7 · 0⤊ 0⤋
When you do buy an insurance policy, then let the doctor know at the time of visit that your insurance may not cover it so he can find a creative way to submit his bill to them. Most doctors will do this in order to help the patient get treatment as well as get paid. You could go in for a pap smear which is always covered and have the doctor bill for that which should cover follow-up treatment for HPV since it can be found on a pap. Good luck finding a policy. My best to you.
2007-12-12 14:40:27 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Call your local Health Department. They should be able to point you in the right direction. Is there a hospital in your state that sees people without insurance? Here in Detroit, Michigan..everyone without health insurance goes to Receiving Hospital or the Heatlh Department if they don't have insurance. The Health Department may also know of a clinic that's set-up for people that are low-income..you may have to pay something..sometimes donations, sometimes there's a set fee which is reasonable.
2007-12-12 14:58:15 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Being that you are a college student would it be possible to get part time work as a college assistant within a public college? In the CUNY system in NY (as an example) many college assistants who keep 20 hrs / wk are eligible for group health coverage regardless of pre-existing coverage.
Also, would it be possible to seek assistance from a college medical office? Usually someone there could provide advise with such matters..
2007-12-12 14:40:02 · answer #4 · answered by qm2.matt 2 · 0⤊ 0⤋
Sometimes offices have payment plans. I don't know if the doctor works for a non for profit hospital. Generally they can't turn you down if you can't pay. In nys they have family health plus programs. Some other states may have other types of programs. does your college offer insurance programs.
2007-12-12 14:39:57 · answer #5 · answered by jml210 2 · 0⤊ 0⤋
I'm not too sure how I feel about the need for removing precancerous cells. I guess that's a good thing but if you feel you are having any problems better to get it fixed than wait and be in big trouble. Don't worry, they will take payments and even if it seems like forever, it beats the alternative.
2007-12-12 14:34:15 · answer #6 · answered by towanda 7 · 0⤊ 0⤋
Three positable solutions; one is to get the merkes manual and the pill book look up your semtums and follow what is says. two would be to get onto the internet for the hospital you went to and look up their terms and conditions to make sure that they aren't lieing to you. and thridly is to just find another hospital that will provide what you need with what insurance you already have. Your computer is the key to your answers, you would only have to look through a lot of stuff before you find what you are looking for most of the times.
2007-12-12 14:39:58 · answer #7 · answered by Jerome E 3 · 0⤊ 1⤋
find a part time job with benefits then you can at least get insurance. but my girlfriends friend had that and follow ups didnt cost her anything
2007-12-12 14:34:26 · answer #8 · answered by Chad L 4 · 0⤊ 0⤋
Your school should offer some kind of insurance. Check into that.
2007-12-12 14:32:29 · answer #9 · answered by momontheedge 4 · 1⤊ 0⤋